New York · NCUA branch file, Q2 2026
Credit unions in Niagara Falls, NY
7 credit unions have 9 offices in Niagara Falls, New York, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Niagara's Choice Federal Credit Union has the most here (3); the largest by assets is Cornerstone Community Federal Credit Union at $730 million.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Niagara's Choice Federal Credit Union | 3 | $265M | 10.89% | 1.74% | Niagara Falls, NY |
| Cornerstone Community Federal Credit Union | 1 | $730M | 7.73% | 5.54% | Lockport, NY |
| Greater Together Federal Credit Union | 1 | $69.5M | 13.69% | 3.99% | Niagara Falls, NY |
| Encompass Niagara Federal Credit Union | 1 | $23.2M | 11.93% | 2.75% | Niagara Falls, NY |
| Niagara Falls A F Federal Credit Union | 1 | $22.0M | 11.27% | 5.05% | Niagara Falls, NY |
| Niagara Falls Teachers Federal Credit Union | 1 | $13.6M | 18.43% | 4.23% | Niagara Falls, NY |
| Saint John A M E Federal Credit Union | 1 | $189K | 15.75% | – | Niagara Falls, NY |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All New York credit union loan rates.
Addresses, phone numbers and hours
Niagara's Choice Federal Credit Union
- Packard Road 3619 Packard Rd, Niagara Falls, NY 14303 Main office · Drive-through · ATM
- Sawyer Drive 2131 Sawyer Dr, Niagara Falls, NY 14304 Drive-through · ATM
- Main St office 900 Main St, Niagara Falls, NY 14301 Drive-through · ATM
Cornerstone Community Federal Credit Union
- Niagara Falls 4225 Witmer Rd, Niagara Falls, NY 14305 Drive-through · ATM
Greater Together Federal Credit Union
- Greater Niagara FCU 2901 Military Rd, Niagara Falls, NY 14304 Main office · Drive-through · ATM
Encompass Niagara Federal Credit Union
- Encompass Niagara Federal Credit Union 2525 Military Rd, Niagara Falls, NY 14304 Main office · ATM
Niagara Falls A F Federal Credit Union
- Niagara Falls Air Force FCU 2420 Olmstead St, Niagara Falls, NY 14304 Main office
Niagara Falls Teachers Federal Credit Union
- Niagara Falls Teachers' Federal Credit Union 6040 Lindbergh Ave, Niagara Falls, NY 14304 Main office
Saint John A M E Federal Credit Union
- SAINT JOHN AME FCU 917 Garden Ave, Niagara Falls, NY 14305 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in New York
- Rochester 16
- New York 33
- Amherst 31
- Albany 9
- Buffalo 21
- Syracuse 14
- Brooklyn 15
- Schenectady 5
- Binghamton 5
- Cheektowaga 11
- Ithaca 4
- Utica 8
- Plattsburgh 6
- Troy 5
- Oswego 4
- Watertown 5
Every New York city · All New York credit unions
Questions people ask
How many credit unions are in Niagara Falls, NY?
NCUA's branch file for Q2 2026 lists 9 credit union offices in Niagara Falls, run by 7 credit unions, 6 of them headquartered in the city.
Which credit union has the most branches in Niagara Falls?
Niagara's Choice Federal Credit Union, with 3 offices in Niagara Falls. The largest credit union with an office here is Cornerstone Community Federal Credit Union, with $730 million in assets.
Can I join a credit union in Niagara Falls?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.