New York · NCUA branch file, Q2 2026
Credit unions in Rochester, NY
16 credit unions have 50 offices in Rochester, New York, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. ESL Federal Credit Union has the most here (15); the largest by assets is ESL Federal Credit Union at $10.8 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| ESL Federal Credit Union | 15 | $10.8B | 16.40% | 6.54% | Rochester, NY |
| Advantage Federal Credit Union | 8 | $498M | 10.07% | 5.49% | Rochester, NY |
| The Summit Federal Credit Union | 6 | $1.5B | 11.31% | 5.30% | Rochester, NY |
| Family First of Ny Federal Credit Union | 3 | $345M | 11.99% | 7.06% | Rochester, NY |
| Ever $ Green Federal Credit Union | 3 | $72.6M | 9.53% | 6.25% | Rochester, NY |
| Rochester & Monroe Co Emp Federal Credit Union | 3 | $46.4M | 10.95% | 4.49% | Rochester, NY |
| Kinecta Federal Credit Union | 2 | $6.8B | 8.68% | 5.13% | Manhattan Beach, CA |
| Reliant Community Federal Credit Union | 2 | $788M | 9.57% | 5.49% | Sodus, NY |
| Visions Federal Credit Union | 1 | $5.5B | 10.00% | 5.74% | Endicott, NY |
| Ukrainian Federal Credit Union | 1 | $427M | 8.16% | 5.02% | Rochester, NY |
| Alternatives Federal Credit Union | 1 | $161M | 8.83% | 8.49% | Ithaca, NY |
| St. Pius X Church Federal Credit Union | 1 | $97.5M | 9.87% | 5.50% | Rochester, NY |
| Genesee Co-Op Federal Credit Union | 1 | $47.5M | 23.39% | 4.74% | Rochester, NY |
| Gates Chili Federal Credit Union | 1 | $30.4M | 7.68% | 4.99% | Rochester, NY |
| Le Roy Federal Credit Union | 1 | $21.1M | 11.44% | 6.00% | Le Roy, NY |
| Greece Community Federal Credit Union | 1 | $13.0M | 12.28% | 5.79% | Rochester, NY |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All New York credit union loan rates.
Addresses, phone numbers and hours
ESL Federal Credit Union
- Brighton Henrietta 100 Canal View Blvd, Rochester, NY 14623 Drive-through · ATM
- Chili 3169 Chili Ave, Rochester, NY 14624 Drive-through · ATM
- Irondequoit 518 E Ridge Rd, Rochester, NY 14621 Drive-through · ATM
- Culver Ridge 2255 E Ridge Rd, Rochester, NY 14622 Drive-through · ATM
- Long Pond 745 Long Pond Rd, Rochester, NY 14612 Drive-through · ATM
- Merchants 215 Merchants Rd, Rochester, NY 14609 Drive-through · ATM
- Mount Read 3508 Mount Read Blvd, Rochester, NY 14616 Drive-through · ATM
- Ridgeway 2480 Ridgeway Ave, Rochester, NY 14626 Drive-through · ATM
- Lake Ave 250 Lake Ave, Rochester, NY 14608 ATM
- ESL FCU 225 Chestnut St, Rochester, NY 14604 Main office · ATM
- Chestnut 225 Chestnut St, Rochester, NY 14604 Drive-through · ATM
- Twelve Corners 1881 Monroe Ave, Rochester, NY 14618 Drive-through · ATM
- Hudson 2256 Hudson Ave, Rochester, NY 14617 Drive-through · ATM
- Goodman 786 N Goodman St, Rochester, NY 14609 Drive-through · ATM
- Bulls Head 855 W Main St, Rochester, NY 14611 Drive-through · ATM
Advantage Federal Credit Union
- Broad Street 225 W Broad St, Rochester, NY 14608 Drive-through · ATM
- Gates 1975 Buffalo Rd, Rochester, NY 14624 Drive-through · ATM
- Metro Park 70 Metro Park, Rochester, NY 14623 Main office
- Mt Hope 1625 Mount Hope Ave, Rochester, NY 14620 Drive-through · ATM
- Rochester General Hospital 1445 Portland Ave, Rochester, NY 14621 Drive-through · ATM
- RIT 38 Lomb Memorial Dr, Rochester, NY 14623 ATM
- Penfield 2515 Browncroft Blvd, Rochester, NY 14625 Drive-through · ATM
- U of R 260 Crittenden Blvd, Rochester, NY 14642
The Summit Federal Credit Union
- The Summit FCU 100 Marina Dr, Rochester, NY 14626 Main office
- IRONDEQUOIT 2121 Hudson Ave, Rochester, NY 14617 Drive-through · ATM
- HENRIETTA 2087 E Henrietta Rd, Rochester, NY 14623 Drive-through · ATM
- BRIGHTON 1660 Monroe Ave, Rochester, NY 14618 Drive-through · ATM
- GREECE 100 Marina Dr, Rochester, NY 14626 Drive-through · ATM
- City of Rochester 2315 E Main St, Rochester, NY 14609 Drive-through · ATM
Family First of Ny Federal Credit Union
- Penfield Branch 2520 Browncroft Blvd, Rochester, NY 14625 Main office · Drive-through · ATM
- Henrietta Branch 1225 Jefferson Rd Ste A21, Rochester, NY 14623 ATM
- Greece Branch 1110 Long Pond Rd, Rochester, NY 14626 ATM
Ever $ Green Federal Credit Union
- Main Office 2215 E Henrietta Rd, Rochester, NY 14623 Main office · Drive-through · ATM
- Irondequoit Branch 200 Perrin Dr, Rochester, NY 14622
- St Pius X Federal Credit Union 2998 Chili Ave, Rochester, NY 14624
Rochester & Monroe Co Emp Federal Credit Union
- Main Office 460 N Goodman St, Rochester, NY 14609 Main office
- Sister Cities 40 N Fitzhugh St, Rochester, NY 14614
- Buffalo Rd 2300 Buffalo Rd, Rochester, NY 14624
Kinecta Federal Credit Union
- Henrietta 1425 Jefferson Rd, Rochester, NY 14623 ATM
- Greece 3603 Mount Read Blvd, Rochester, NY 14616 ATM
Reliant Community Federal Credit Union
- Irondequoit 625 Titus Ave, Rochester, NY 14617 Drive-through · ATM
- Henrietta 1200 Marketplace Dr, Rochester, NY 14623 ATM
Visions Federal Credit Union
- Rochester 1130 E Main St, Rochester, NY 14609
Ukrainian Federal Credit Union
- Rochester Main Office 824 E Ridge Rd, Rochester, NY 14621 Main office
Alternatives Federal Credit Union
- Alternatives Federal Credit Union 1275 Lexington Ave, Rochester, NY 14606 ATM
St. Pius X Church Federal Credit Union
- St. Pius X FCU 2998 Chili Ave, Rochester, NY 14624 Main office · Drive-through · ATM
Genesee Co-Op Federal Credit Union
- Corporate Office 395 Gregory St, Rochester, NY 14620 Main office · ATM
Gates Chili Federal Credit Union
- Main Office 2870 Buffalo Rd, Rochester, NY 14624 Main office · ATM
Le Roy Federal Credit Union
- Cocc 300 Linden Oaks, Rochester, NY 14625
Greece Community Federal Credit Union
- Greece Community FCU 1795 English Rd, Rochester, NY 14616 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in New York
- New York 33
- Amherst 31
- Albany 9
- Buffalo 21
- Syracuse 14
- Brooklyn 15
- Schenectady 5
- Binghamton 5
- Cheektowaga 11
- Ithaca 4
- Utica 8
- Plattsburgh 6
- Troy 5
- Niagara Falls 7
- Oswego 4
- Watertown 5
Every New York city · All New York credit unions
Questions people ask
How many credit unions are in Rochester, NY?
NCUA's branch file for Q2 2026 lists 50 credit union offices in Rochester, run by 16 credit unions, 11 of them headquartered in the city.
Which credit union has the most branches in Rochester?
ESL Federal Credit Union, with 15 offices in Rochester. The largest credit union with an office here is ESL Federal Credit Union, with $10.8 billion in assets.
Can I join a credit union in Rochester?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.