New York · NCUA branch file, Q2 2026
Credit unions in Cheektowaga, NY
11 credit unions have 12 offices in Cheektowaga, New York, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Empire One Federal Credit Union has the most here (2); the largest by assets is Empower Federal Credit Union at $4.34 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Empire One Federal Credit Union | 2 | $76.0M | 10.11% | 4.21% | Cheektowaga, NY |
| Empower Federal Credit Union | 1 | $4.3B | 9.67% | 5.99% | Syracuse, NY |
| Financial Trust Federal Credit Union | 1 | $203M | 15.02% | 4.18% | Cheektowaga, NY |
| One Credit Union of Ny | 1 | $114M | 13.16% | 5.04% | Cheektowaga, NY |
| Crossroads Community Federal Credit Union | 1 | $96.9M | 15.27% | 4.32% | Cheektowaga, NY |
| Buffalo Conrail Federal Credit Union | 1 | $61.0M | 22.26% | 4.68% | Cheektowaga, NY |
| Town of Cheektowaga Federal Credit Union | 1 | $38.1M | 17.16% | 6.03% | Cheektowaga, NY |
| Afgm Enterprises Federal Credit Union | 1 | $13.4M | 25.65% | 4.00% | Cheektowaga, NY |
| Circuit Federal Credit Union | 1 | $11.5M | 13.25% | 4.39% | Cheektowaga, NY |
| Maryvale Schools Federal Credit Union | 1 | $10.2M | 20.02% | 3.99% | Cheektowaga, NY |
| Sloan Public Schools Federal Credit Union | 1 | $1.9M | 14.11% | 3.79% | Cheektowaga, NY |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All New York credit union loan rates.
Addresses, phone numbers and hours
Empire One Federal Credit Union
- Vital Records 2345 William St, Cheektowaga, NY 14206 Drive-through · ATM
- Main Office 2345 William St, Cheektowaga, NY 14206 Main office · Drive-through · ATM
Empower Federal Credit Union
- Cheektowaga 2690 Walden Ave, Cheektowaga, NY 14225 Drive-through · ATM
Financial Trust Federal Credit Union
- Harlem 3333 Harlem Rd, Cheektowaga, NY 14225 ATM
One Credit Union of Ny
- Union Road 3517 Union Rd, Cheektowaga, NY 14225 Main office · Drive-through · ATM
Crossroads Community Federal Credit Union
- Main - 3031 William Street 3031 William St, Cheektowaga, NY 14227 Main office
Buffalo Conrail Federal Credit Union
- Buffalo Conrail FCU 1481 Harlem Rd, Cheektowaga, NY 14206 Main office
Town of Cheektowaga Federal Credit Union
- TOWN OF CHEEKTOWAGA FCU 3251 Broadway St, Cheektowaga, NY 14227 Main office · Drive-through · ATM
Afgm Enterprises Federal Credit Union
- MAIN Office 132 Cayuga Rd, Cheektowaga, NY 14225 Main office
Circuit Federal Credit Union
- MAIN OFFICE 3234 Union Rd, Cheektowaga, NY 14227 Main office
Maryvale Schools Federal Credit Union
- Office 1050 Maryvale Dr, Cheektowaga, NY 14225 Main office
Sloan Public Schools Federal Credit Union
- Sloan FCU 305 Cayuga Creek Rd, Cheektowaga, NY 14227 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in New York
- Rochester 16
- New York 33
- Amherst 31
- Albany 9
- Buffalo 21
- Syracuse 14
- Brooklyn 15
- Schenectady 5
- Binghamton 5
- Ithaca 4
- Utica 8
- Plattsburgh 6
- Troy 5
- Niagara Falls 7
- Oswego 4
- Watertown 5
Every New York city · All New York credit unions
Questions people ask
How many credit unions are in Cheektowaga, NY?
NCUA's branch file for Q2 2026 lists 12 credit union offices in Cheektowaga, run by 11 credit unions, 10 of them headquartered in the city.
Which credit union has the most branches in Cheektowaga?
Empire One Federal Credit Union, with 2 offices in Cheektowaga. The largest credit union with an office here is Empower Federal Credit Union, with $4.34 billion in assets.
Can I join a credit union in Cheektowaga?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.