Niagara Frontier Federal Municipal merger into Niagara Falls Teachers Federal Credit Union

Yes. NCUA's Merger Activity and Insurance Report for Q4 2025 lists Niagara Frontier Federal Municipal, of Niagara Falls, NY, as merging into Niagara Falls Teachers Federal Credit Union, of Niagara Falls, NY. Its last call report was for Q4 2025.

NCUA records the reason as "inability to obtain officials". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.

Members and their accounts move to Niagara Falls Teachers Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Niagara Falls Teachers Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.

Yes. Niagara Falls Teachers Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Niagara Falls Teachers Federal Credit Union before the merger, your balances are now at one credit union.