NCUA merger report, Q4 2025
Team Financial merger into Cy-Fair Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q4 2025 lists Team Financial, of Houston, TX, as merging into Cy-Fair Federal Credit Union, of Houston, TX. NCUA records the reason as "poor financial condition". Team Financial last filed a call report for Q3 2025, with $4.3M in assets and 982 members.
Members of Team Financial become members of Cy-Fair Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | Team FinancialQ3 2025 | Cy-Fair Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $4.3M | $383.5M |
| Members | 982 | 25,897 |
| Net worth ratio | -21.94% | 9.54% |
| Offices | – | 6 |
| Paid on deposits | – | 1.39% |
| New auto loan rate | – | 2.49% |
| Fee income per member | – | $118 |
Figures for Team Financial are from its call report for Q3 2025; this page carries only its size and capital. Assets for the report quarter: $4.3M merging, $375.5M continuing.
On our member-value score, built only from call-report data, Cy-Fair Federal Credit Union scores 46.6 out of 100.
Cy-Fair Federal Credit Union offices near Houston
From NCUA's branch file for Q2 2026, in Houston first and then elsewhere in TX. Every Cy-Fair Federal Credit Union location
Cypress, TX 2
- Skinner Branch 13525 Skinner Rd, Cypress, TX 77429 Drive-through · ATM
- Towne Lake 9915 Barker Cypress Rd, Cypress, TX 77433 Drive-through · ATM
Houston, TX 4
- Copperfield Branch 7060 Highway 6 N, Houston, TX 77095 Drive-through · ATM
- Corporate Office 9601 Jones Rd, Houston, TX 77065 Main office
- Jones Branch 9601 Jones Rd, Houston, TX 77065 Drive-through · ATM
- Team Financial 2190 North Loop W Ste 108, Houston, TX 77018
Prairie View, TX 1
- Prarie View 104 Fm 1098 University Dr, Prairie View, TX 77446 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q4 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Cy-Fair Federal Credit Union full figures
Questions people ask
Did Team Financial merge?
Yes. NCUA's Merger Activity and Insurance Report for Q4 2025 lists Team Financial, of Houston, TX, as merging into Cy-Fair Federal Credit Union, of Houston, TX. Its last call report was for Q3 2025.
Why did Team Financial merge?
NCUA records the reason as "poor financial condition". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my Team Financial account?
Members and their accounts move to Cy-Fair Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Cy-Fair Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Cy-Fair Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Cy-Fair Federal Credit Union before the merger, your balances are now at one credit union.