NCUA merger report, Q4 2025
West Monroe merger into Centric Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q4 2025 lists West Monroe, of West Monroe, LA, as merging into Centric Federal Credit Union, of West Monroe, LA. NCUA records the reason as "expanded services". West Monroe last filed a call report for Q4 2025, with $3.8M in assets and 403 members.
Members of West Monroe become members of Centric Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | West MonroeQ4 2025 | Centric Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $3.8M | $447.5M |
| Members | 403 | 38,281 |
| Net worth ratio | 4.37% | 12.31% |
| Offices | – | 9 |
| Paid on deposits | – | 2.39% |
| New auto loan rate | – | 6.72% |
| Fee income per member | – | $199 |
Figures for West Monroe are from its call report for Q4 2025; this page carries only its size and capital. Assets for the report quarter: $4.0M merging, $420.4M continuing.
On our member-value score, built only from call-report data, Centric Federal Credit Union scores 49.4 out of 100.
Centric Federal Credit Union offices near West Monroe
From NCUA's branch file for Q2 2026, in West Monroe first and then elsewhere in LA. Every Centric Federal Credit Union location
Monroe, LA 3
- Mid City Monroe 1801 Louisville Ave, Monroe, LA 71201 ATM
- Monroe Center 710 Highway 165 North, Monroe, LA 71201 Drive-through · ATM
- Pecanland Center 1100 Pecanland Rd, Monroe, LA 71203 Drive-through · ATM
Ruston, LA 2
- Ruston Centric Center 1514 Eagle Drive, Ruston, LA 71270 Drive-through · ATM
- Ruston Downtown 102 W Alabama Ave, Ruston, LA 71270
West Monroe, LA 3
- Arkansas Road Centric Center 2353 Arkansas Rd, West Monroe, LA 71291 Drive-through · ATM
- Expo Circle Admin Center 213 Expo Cir, West Monroe, LA 71292 Main office
- Thomas Road Centric Center 1091 Thomas Rd, West Monroe, LA 71292 Drive-through · ATM
Source: NCUA Merger Activity and Insurance Report, Q4 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · Centric Federal Credit Union full figures
Questions people ask
Did West Monroe merge?
Yes. NCUA's Merger Activity and Insurance Report for Q4 2025 lists West Monroe, of West Monroe, LA, as merging into Centric Federal Credit Union, of West Monroe, LA. Its last call report was for Q4 2025.
Why did West Monroe merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my West Monroe account?
Members and their accounts move to Centric Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice Centric Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. Centric Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at Centric Federal Credit Union before the merger, your balances are now at one credit union.