Q2 2026 call reports

Credit union loan rates in District of Columbia

District of Columbia credit unions reported a median new auto loan rate of 5.14% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Idb Global Federal Credit Union reported the lowest, 3.75%.

These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.

Loan	District of Columbia median	US median
New auto	5.14%	5.46%
Used auto	5.75%	6.32%
Credit card	11.50%	11.50%
Personal	11.18%	11.75%
Mortgage	5.34%	5.75%
Home equity	6.75%	6.75%

Lowest credit card rate reported in District of Columbia: F R B Federal Credit Union, 9.48%. Lowest first mortgage rate: Department of Commerce Federal Credit Union, 2.92%. (Same size rules as the national rankings.)

Every District of Columbia credit union's reported rates

All 28 District of Columbia credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.

Credit union	New auto	Used auto	Credit card	Personal	Mortgage	Home equity
Bank Fund Staff Federal Credit Union	4.00%	4.75%	14.99%	8.20%	5.50%	5.75%
Wright Patman Congressional Federal Credit Union	5.74%	5.99%	11.65%	11.49%	5.25%	6.74%
Idb Global Federal Credit Union	3.75%	4.25%	10.62%	7.25%	5.62%	6.50%
Department of Commerce Federal Credit Union	7.43%	8.41%	11.08%	8.78%	2.92%	7.52%
Library of Congress Federal Credit Union	4.70%	4.70%	9.75%	10.75%	5.50%	6.75%
O.a.s. Staff Federal Credit Union	5.94%	5.74%	12.75%	13.75%	5.88%	7.25%
Department of the Interior Federal Credit Union	4.34%	4.44%	11.00%	9.25%	6.54%	7.00%
Treasury Department Federal Credit Union	4.27%	5.38%	11.50%	11.50%	4.17%	6.43%
Dept of Labor Federal Credit Union	5.14%	10.00%	12.78%	13.02%	5.28%	6.25%
F R B Federal Credit Union	5.47%	8.05%	9.48%	13.98%	3.03%	6.90%
Advantage Financial Federal Credit Union	5.49%	5.49%	10.24%	11.49%	6.00%	3.50%
DC Federal Credit Union	5.15%	5.35%	15.00%	9.00%	5.88%	8.00%
Ep Federal Credit Union	6.05%	7.60%	11.56%	12.97%	3.53%	6.83%
District of Columbia Teachers Federal Credit Union	8.01%	10.97%	13.50%	11.46%	5.40%	6.30%
Afl Cio Employees Federal Credit Union	5.12%	6.67%	–	11.18%	3.64%	6.87%
Gsa Federal Credit Union	3.84%	3.84%	11.88%	7.49%	3.68%	–
Pepco Federal Credit Union	4.50%	5.75%	9.99%	12.50%	–	5.45%
Government Printing Office Federal Credit Union	4.75%	4.75%	9.90%	7.75%	6.00%	9.50%
Georgetown University Alumni and St Federal Credit Union	6.08%	5.93%	–	9.78%	–	–
D C Fire Department Federal Credit Union	–	–	–	15.00%	–	–
Lee Federal Credit Union	–	–	–	–	3.75%	3.88%
Mt. Airy Baptist Church Federal Credit Union	–	–	–	9.04%	–	–
Phi Beta Sigma Federal Credit Union	9.00%	12.00%	–	14.00%	–	–
Sargent Federal Credit Union	–	–	–	9.90%	–	–
Paramount Baptist Church Federal Credit Union	–	–	–	12.00%	–	–
Pmi Employees Federal Credit Union	–	–	–	7.00%	–	–
John Wesley Ame Zion Church Federal Credit Union	–	–	–	12.00%	–	–
Mt Gilead Federal Credit Union	–	–	–	8.00%	–	–

Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All District of Columbia credit unions · Lowest rates nationally

Questions people ask

What is the typical credit union auto loan rate in District of Columbia?

The median new auto loan rate District of Columbia credit unions reported on their Q2 2026 call reports was 5.14%, and the median used auto rate was 5.75%. Nationally the medians were 5.46% and 6.32%.

Are these the rates I will get?

No. Each is the rate a credit union entered for that loan type on its call report to NCUA. Your rate depends on your credit, the term, the collateral and the date, and you have to be eligible to join. Use these to see who prices low, then check the credit union's own rate sheet.