Q2 2026 call reports
Credit union loan rates in New Hampshire
New Hampshire credit unions reported a median new auto loan rate of 5.18% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Service Federal Credit Union reported the lowest, 4.24%.
These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.
| Loan | New Hampshire median | US median |
|---|---|---|
| New auto | 5.18% | 5.46% |
| Used auto | 6.10% | 6.32% |
| Credit card | 13.07% | 11.50% |
| Personal | 10.99% | 11.75% |
| Mortgage | 6.24% | 5.75% |
| Home equity | 6.65% | 6.75% |
Lowest credit card rate reported in New Hampshire: Bellwether Community Credit Union, 3.99%. Lowest first mortgage rate: Triangle Credit Union, 5.00%. (Same size rules as the national rankings.)
Every New Hampshire credit union's reported rates
All 12 New Hampshire credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.
| Credit union | New auto | Used auto | Credit card | Personal | Mortgage | Home equity |
|---|---|---|---|---|---|---|
| Service Federal Credit Union | 4.24% | 5.24% | 19.65% | 17.00% | 5.25% | 4.99% |
| Lighthouse Federal Credit Union | 7.24% | 7.49% | 12.49% | 13.99% | 6.75% | 6.75% |
| St. Mary's Bank Credit Union | 4.84% | 5.24% | – | 12.51% | 6.23% | 6.50% |
| Triangle Credit Union | 5.30% | 6.01% | 17.20% | 10.41% | 5.00% | 7.26% |
| Granite State Credit Union | 5.06% | 6.97% | – | 13.49% | 6.25% | 7.43% |
| Bellwether Community Credit Union | 4.99% | 5.64% | 3.99% | 9.75% | 7.40% | 5.99% |
| Holy Rosary Credit Union | 4.49% | 4.99% | 13.24% | 10.74% | 5.88% | 5.75% |
| New Hampshire Federal Credit Union | 5.99% | 6.19% | 12.90% | 9.99% | 6.38% | 5.99% |
| Members First Credit Union of N.h. | 4.99% | 4.99% | – | 10.74% | 6.99% | 6.99% |
| New Hampshire Postal Credit Union | 7.36% | 8.06% | – | 16.23% | – | 6.65% |
| Precision Federal Credit Union | 5.52% | 6.33% | – | 11.24% | 5.97% | 6.75% |
| N G M Employees Federal Credit Union | 5.48% | 6.34% | – | 10.48% | – | – |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All New Hampshire credit unions · Lowest rates nationally