Charter 66592 · Fort Dodge, IA
Citizens Community Credit Union
Citizens Community Credit Union is a state-chartered credit union in Fort Dodge, Iowa, with $254 million in assets and 14,050 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 19.14%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $254 million
- +5.4% in a year
- Members
- 14,050
- -0.6% in a year
- Net worth ratio
- 19.14%
- Peer median 11.65%
- Loans 60+ days late
- 0.73%
- Peer median 0.70%
- Loans outstanding
- $164 million
- -5.0% in a year
- Shares and deposits
- $202 million
- +4.2% in a year
- Branches
- 8
- 62 employees
- Opened
- 1940
- Iowa charter
How Citizens Community Credit Union compares
NCUA groups credit unions by size; Citizens Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 19.14% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.73%, is about the same as the group median of 0.70%. Loans fell 5.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 13 of 66 credit unions headquartered in Iowa. See all Iowa credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $254 million | 14,050 | $164 million | 19.14% | 0.73% |
| Q1 2026 | $254 million | 13,995 | $166 million | 18.74% | 0.77% |
| Q4 2025 | $248 million | 13,972 | $172 million | 18.68% | 0.64% |
| Q3 2025 | $241 million | 14,074 | $174 million | 18.91% | 0.67% |
| Q2 2025 | $241 million | 14,134 | $172 million | 18.35% | 0.73% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 680,399 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Citizens Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Citizens Community Credit Union
115 S 29Th St, Fort Dodge, IA 50501 - Citizens Community Credit Union (main office)
2012 1St Ave S, Fort Dodge, IA 50501 - Citizens Community Credit Union
403 E Call St, Algona, IA 50511 - Citizens Community Credit Union
2 N 2Nd St, Estherville, IA 51334 - Citizens Community Credit Union
106 S Mill St, Lake Mills, IA 50450 - Citizens Community Credit Union
1310 18Th St Ste A, Spirit Lake, IA 51360 - Citizens Community Credit Union
609 Flindt Dr, Storm Lake, IA 50588 - Citizens Community Credit Union
247 E Main St Ste B, Belmond, IA 50421
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology