Charter 64203 · Ames, IA

Greater Iowa Credit Union

Greater Iowa Credit Union is a state-chartered credit union in Ames, Iowa, with $715 million in assets and 38,111 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.69%, well above the 7% that NCUA's rules treat as well capitalized.

Also does business as GiveIowa, Greater Iowa Fresh Start Checking, Greater Iowa Basic Blue Checking, Land-A-Grand Scholarship, Greater Checking.

Total assets
$715 million
+5.5% in a year
Members
38,111
+0.0% in a year
Net worth ratio
9.69%
Peer median 10.79%
Loans 60+ days late
0.96%
Peer median 0.67%
Loans outstanding
$621 million
+11.8% in a year
Shares and deposits
$617 million
+3.2% in a year
Branches
9
144 employees
Opened
1932
Iowa charter

How Greater Iowa Credit Union compares

NCUA groups credit unions by size; Greater Iowa Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.69% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.96%, is higher than the group median of 0.67%. Loans grew 11.8% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 9 of 66 credit unions headquartered in Iowa. See all Iowa credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $715 million 38,111 $621 million 9.69% 0.96%
Q1 2026 $701 million 37,958 $589 million 9.54% 0.88%
Q4 2025 $692 million 37,739 $573 million 9.51% 1.11%
Q3 2025 $675 million 38,530 $566 million 9.52% 0.97%
Q2 2025 $678 million 38,111 $555 million 9.47% 0.43%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 855,632 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 10 sites for Greater Iowa Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Lincoln Way Branch
    801 Lincoln Way, Ames, IA 50010
  • Somerset Branch
    2623 Northridge Pkwy, Ames, IA 50010
  • East Des Moines Branch
    600 E 30Th St, Des Moines, IA 50317
  • Southgate Branch
    200 Airport Rd, Ames, IA 50010
  • Denison Branch
    230 N 7Th St, Denison, IA 51442
  • Westown Branch
    1630 22Nd St, West Des Moines, IA 50266
  • Indianola Branch
    301 E Scenic Valley Ave, Indianola, IA 50125
  • Ames Ops Center (main office)
    1509 Baltimore Dr, Ames, IA 50010
  • Waukee Branch
    1145 Se University Ave, Waukee, IA 50263
  • Ankeny Branch
    1700 Se Delaware Ave, Ankeny, IA 50021

Watch Greater Iowa Credit Union

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology