Charter 65078 · Johnston, IA
Community Choice Credit Union (Johnston, IA)
Community Choice Credit Union is a state-chartered credit union in Johnston, Iowa, with $923 million in assets and 53,683 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.74%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $923 million
- +6.1% in a year
- Members
- 53,683
- +1.1% in a year
- Net worth ratio
- 12.74%
- Peer median 10.79%
- Loans 60+ days late
- 0.57%
- Peer median 0.67%
- Loans outstanding
- $744 million
- +7.1% in a year
- Shares and deposits
- $784 million
- +5.6% in a year
- Branches
- 11
- 177 employees
- Opened
- 1953
- Iowa charter
How Community Choice Credit Union compares
NCUA groups credit unions by size; Community Choice Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.74% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.67%. Loans grew 7.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 66 credit unions headquartered in Iowa. See all Iowa credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $923 million | 53,683 | $744 million | 12.74% | 0.57% |
| Q1 2026 | $919 million | 53,881 | $744 million | 12.39% | 0.47% |
| Q4 2025 | $903 million | 53,548 | $729 million | 12.24% | 0.58% |
| Q3 2025 | $865 million | 53,383 | $714 million | 12.63% | 0.48% |
| Q2 2025 | $870 million | 53,106 | $695 million | 12.26% | 0.56% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Community Choice Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Johnston
8404 Nw 62Nd Ave, Johnston, IA 50131 - Downtown
700 Lyon St, Des Moines, IA 50309 - Clive
1351 Nw 114Th St, Clive, IA 50325 - Altoona
818 8Th St Sw, Altoona, IA 50009 - Ankeny
2710 S Ankeny Blvd, Ankeny, IA 50023 - Johnston Administration Office (main office)
6163 Nw 86Th St, Johnston, IA 50131 - Ames
212 E Lincoln Way, Ames, IA 50010 - Grimes Unbanking Center
1895 Se Grimes Blvd, Grimes, IA 50111 - Locust Experience Center
1408 Locust St, Des Moines, IA 50309 - Marshalltown
10 Lafrentz Ste 300, Marshalltown, IA 50158 - West Waukee
780 W Hickman Rd, Waukee, IA 50263 - Waterloo (former PECU Branch)
624 Franklin St, Waterloo, IA 50703
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology