Charter 68510 · Ottumwa, IA
Community 1st Credit Union
Community 1st Credit Union is a state-chartered credit union in Ottumwa, Iowa, with $1.10 billion in assets and 72,622 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.50%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.10 billion
- +4.9% in a year
- Members
- 72,622
- +0.4% in a year
- Net worth ratio
- 10.50%
- Peer median 10.79%
- Loans 60+ days late
- 3.14%
- Peer median 0.67%
- Loans outstanding
- $917 million
- +1.5% in a year
- Shares and deposits
- $982 million
- +5.0% in a year
- Branches
- 23
- 307 employees
- Opened
- 1936
- Iowa charter
How Community 1st Credit Union compares
NCUA groups credit unions by size; Community 1st Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.50% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 3.14%, is higher than the group median of 0.67%. Loans grew 1.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 6 of 66 credit unions headquartered in Iowa. See all Iowa credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.10 billion | 72,622 | $917 million | 10.50% | 3.14% |
| Q1 2026 | $1.10 billion | 72,400 | $911 million | 10.49% | 3.27% |
| Q4 2025 | $1.07 billion | 72,306 | $911 million | 10.73% | 3.52% |
| Q3 2025 | $1.04 billion | 72,447 | $903 million | 10.79% | 2.93% |
| Q2 2025 | $1.05 billion | 72,329 | $904 million | 10.44% | 2.77% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 24 sites for Community 1st Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Pennsylvania
739 Pennsylvania Ave, Ottumwa, IA 52501 - Oskaloosa
1311 A Ave W, Oskaloosa, IA 52577 - Richmond
235 Richmond Ave, Ottumwa, IA 52501 - Pella
500 Main St, Pella, IA 50219 - Grinnell
205 West St, Grinnell, IA 50112 - Washington
303 S 2Nd Ave, Washington, IA 52353 - Cedar Rapids
1030 Sierra Dr Ne, Cedar Rapids, IA 52402 - Centerville
999 N 18Th St, Centerville, IA 52544 - Bloomfield
301 E Franklin St, Bloomfield, IA 52537 - Fairfield
2501 W Burlington Ave, Fairfield, IA 52556 - Albia
1420 S Clinton St, Albia, IA 52531 - Venture Drive
1940 Venture Dr, Ottumwa, IA 52501 - Chariton
1934 Court Ave, Chariton, IA 50049 - Mt Pleasant
1800 E Washington St, Mount Pleasant, IA 52641 - Indianola
300 S Jefferson Way, Indianola, IA 50125 - Knoxville
1008 W Bell Ave Ste 103, Knoxville, IA 50138 - JBS
600 S Iowa Ave, Ottumwa, IA 52501 - Headquarters (main office)
1100 Hutchinson Ave, Ottumwa, IA 52501 - Osceola
714 W Mclane St, Osceola, IA 50213 - Creston
205 E Taylor St, Creston, IA 50801 - Atlantic
200 Maple St, Atlantic, IA 50022 - Shenandoah
700 S Fremont St, Shenandoah, IA 51601 - Avoca
102 N Elm St, Avoca, IA 51521 - Harlan
1414 Chatburn Ave, Harlan, IA 51537
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology