Charter 64418 · Waterloo, IA
Veridian Credit Union
Veridian Credit Union is a state-chartered credit union in Waterloo, Iowa, with $9.15 billion in assets and 379,914 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.57%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $9.15 billion
- +10.3% in a year
- Members
- 379,914
- +5.7% in a year
- Net worth ratio
- 11.57%
- Peer median 10.79%
- Loans 60+ days late
- 0.67%
- Peer median 0.67%
- Loans outstanding
- $7.95 billion
- +9.6% in a year
- Shares and deposits
- $7.74 billion
- +13.3% in a year
- Branches
- 34
- 1,072 employees
- Opened
- 1934
- Iowa charter
How Veridian Credit Union compares
NCUA groups credit unions by size; Veridian Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.57% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.67%, is about the same as the group median of 0.67%. Loans grew 9.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 66 credit unions headquartered in Iowa. See all Iowa credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $9.15 billion | 379,914 | $7.95 billion | 11.57% | 0.67% |
| Q1 2026 | $8.90 billion | 374,001 | $7.68 billion | 11.47% | 0.61% |
| Q4 2025 | $8.61 billion | 367,737 | $7.60 billion | 11.45% | 0.86% |
| Q3 2025 | $8.37 billion | 363,770 | $7.39 billion | 11.55% | 0.89% |
| Q2 2025 | $8.29 billion | 359,316 | $7.26 billion | 11.35% | 0.76% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 7.8 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 32 sites for Veridian Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Ansborough Office (main office)
1827 Ansborough Ave, Waterloo, IA 50701 - Crossroads Hy-Vee
1422 Flammang Dr, Waterloo, IA 50702 - Lafayette
1616 Lafayette St, Waterloo, IA 50703 - College Square Hy-Vee
6301 University Ave, Cedar Falls, IA 50613 - Cedar Heights
3621 Cedar Heights Dr, Cedar Falls, IA 50613 - Thunder Ridge
2322 W 1St St, Cedar Falls, IA 50613 - Independence
1900 3Rd Ave Se, Independence, IA 50644 - Oelwein
1 W Charles St Ste 1, Oelwein, IA 50662 - Waverly
315 Oak Ridge Cir, Waverly, IA 50677 - Westdale
2810 Edgewood Rd Sw, Cedar Rapids, IA 52404 - Blairs Ferry
5805 Rockwell Dr Ne, Cedar Rapids, IA 52402 - Magazine
1201 S Ankeny Blvd, Ankeny, IA 50023 - Park Avenue Hy-Vee
3221 Se 14Th St, Des Moines, IA 50320 - Johnston
5401 Nw 86Th St, Johnston, IA 50131 - West Lakes
5910 University Ave, West Des Moines, IA 50266 - EP True
1901 Ep True Pkwy, West Des Moines, IA 50265 - Coralville
704 2Nd St, Coralville, IA 52241 - Ingersoll
2005 Ingersoll Ave, Des Moines, IA 50309 - West Broadway - Council Bluffs
2040 W Broadway, Council Bluffs, IA 51501 - West Maple-Omaha
15001 W Maple Rd, Omaha, NE 68116 - Papillion
10324 S 71St Ter, Papillion, NE 68133 - South 144th St
2525 S 144Th St, Omaha, NE 68144 - Legacy
17050 Wright Plz, Omaha, NE 68130 - Waukee
655 E Hickman Rd, Waukee, IA 50263 - Georgetown
2180 N Ankeny Blvd, Ankeny, IA 50023 - Dodge-Omaha
7529 Dodge St, Omaha, NE 68114 - Kimball
102 Tower Park Dr, Waterloo, IA 50701 - East Viking
1000 Brandilynn Blvd, Cedar Falls, IA 50613 - Gretna
18909 Oakmont Dr., Omaha, NE 68136 - Prairie Trail
2115 Sw State St, Ankeny, IA 50023 - Logan
2304 Logan Ave, Waterloo, IA 50703 - Flying Cloud
8280 Flying Cloud Dr, Eden Prairie, MN 55344
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology