Charter 64471 · Dubuque, IA
Dutrac Community Credit Union
Dutrac Community Credit Union is a state-chartered credit union in Dubuque, Iowa, with $1.26 billion in assets and 54,708 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.64%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.26 billion
- +5.4% in a year
- Members
- 54,708
- +1.7% in a year
- Net worth ratio
- 11.64%
- Peer median 10.79%
- Loans 60+ days late
- 0.74%
- Peer median 0.67%
- Loans outstanding
- $985 million
- +7.8% in a year
- Shares and deposits
- $1.11 billion
- +5.0% in a year
- Branches
- 15
- 187 employees
- Opened
- 1946
- Iowa charter
How Dutrac Community Credit Union compares
NCUA groups credit unions by size; Dutrac Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.64% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.74%, is higher than the group median of 0.67%. Loans grew 7.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 66 credit unions headquartered in Iowa. See all Iowa credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.26 billion | 54,708 | $985 million | 11.64% | 0.74% |
| Q1 2026 | $1.25 billion | 53,729 | $927 million | 11.42% | 0.71% |
| Q4 2025 | $1.21 billion | 53,305 | $914 million | 11.59% | 0.95% |
| Q3 2025 | $1.17 billion | 53,594 | $915 million | 11.75% | 0.97% |
| Q2 2025 | $1.19 billion | 53,773 | $913 million | 11.33% | 1.03% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.9 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for Dutrac Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- ASBURY (main office)
3465 Asbury Rd, Dubuque, IA 52002 - ST. MARY'S
380 E 14Th St, Dubuque, IA 52001 - PERU ROAD
18181 Peru Rd, Dubuque, IA 52001 - JERSEY RIDGE
2330 E 53Rd St, Davenport, IA 52807 - ELDRIDGE
200 N 4Th Ave, Eldridge, IA 52748 - MONTICELLO
337 S Main St, Monticello, IA 52310 - MAQUOKETA
18072 Highway 64, Maquoketa, IA 52060 - Dyersville
1161 16Th Avenue Ct Se, Dyersville, IA 52040 - KIMBERLY
3100 W Kimberly Road, Davenport, IA 52806 - MOLINE
3153 Avenue Of The Cities, Moline, IL 61265 - HOLLIDAY DRIVE
2045 Holliday Dr, Dubuque, IA 52002 - CLINTON
2445 Valley West Ct, Clinton, IA 52732 - BETTENDORF
2770 Middle Rd, Bettendorf, IA 52722 - Mobile Branch
380 E 14Th St, Dubuque, IA 52001 - Decorah
915 Short St Ste 105, Decorah, IA 52101
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology