Charter 24918 · Moab, UT
Desert Rivers Federal Credit Union
Desert Rivers Federal Credit Union is a federally chartered credit union in Moab, Utah, with $117 million in assets and 7,875 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.44%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as Desert Rivers Credit Union, Grand County Credit Union.
- Total assets
- $117 million
- +4.0% in a year
- Members
- 7,875
- -3.8% in a year
- Net worth ratio
- 8.44%
- Peer median 11.65%
- Loans 60+ days late
- 1.34%
- Peer median 0.70%
- Loans outstanding
- $96.5 million
- +8.5% in a year
- Shares and deposits
- $106 million
- +3.8% in a year
- Branches
- 4
- 33 employees
- Opened
- 1957
- Federal charter
How Desert Rivers Federal Credit Union compares
NCUA groups credit unions by size; Desert Rivers Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.44% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.34%, is higher than the group median of 0.70%. Loans grew 8.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 22 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $117 million | 7,875 | $96.5 million | 8.44% | 1.34% |
| Q1 2026 | $113 million | 8,499 | $96.8 million | 8.47% | 1.43% |
| Q4 2025 | $117 million | 8,389 | $96.0 million | 8.20% | 1.48% |
| Q3 2025 | $115 million | 8,309 | $90.2 million | 8.59% | 1.07% |
| Q2 2025 | $112 million | 8,188 | $88.9 million | 8.53% | 0.81% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 24,918 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Desert Rivers Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office (main office)
725 N Main St, Moab, UT 84532 - Green River Branch
45 W Main St, Green River, UT 84525 - Blanding Branch
1 S Main St, Blanding, UT 84511 - Monticello Branch
16 S Main St, Monticello, UT 84535
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology