Charter 13345 · Cumberland, MD
First Peoples Community Federal Credit Union
First Peoples Community Federal Credit Union is a federally chartered credit union in Cumberland, Maryland, with $666 million in assets and 34,982 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.61%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $666 million
- +4.9% in a year
- Members
- 34,982
- +1.9% in a year
- Net worth ratio
- 13.61%
- Peer median 10.79%
- Loans 60+ days late
- 0.53%
- Peer median 0.67%
- Loans outstanding
- $482 million
- +6.6% in a year
- Shares and deposits
- $560 million
- +3.6% in a year
- Branches
- 20
- 151 employees
- Opened
- 1959
- Federal charter
How First Peoples Community Federal Credit Union compares
NCUA groups credit unions by size; First Peoples Community Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.61% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.53%, is lower than the group median of 0.67%. Loans grew 6.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 14 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $666 million | 34,982 | $482 million | 13.61% | 0.53% |
| Q1 2026 | $660 million | 34,621 | $471 million | 13.46% | 0.25% |
| Q4 2025 | $637 million | 34,478 | $468 million | 13.64% | 0.53% |
| Q3 2025 | $631 million | 34,521 | $457 million | 13.23% | 0.39% |
| Q2 2025 | $635 million | 34,320 | $452 million | 12.83% | 0.44% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 458,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 21 sites for First Peoples Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Queen City Drive
54 Queen City Dr, Cumberland, MD 21502 - Downtown (main office)
153 Baltimore St, Cumberland, MD 21502 - Grantsville
12497 National Pike, Grantsville, MD 21536 - Lonaconing
29 Main St, Lonaconing, MD 21539 - Cresaptown
15304 Mcmullen Hwy Sw, Cresaptown, MD 21502 - Meyersdale
7026 Mason Dixon Hwy, Meyersdale, PA 15552 - Administrative Center
15200 Mcmullen Hwy Sw, Cresaptown, MD 21502 - Industrial Boulevard
12505 Evitts Creek Dr Se, Cumberland, MD 21502 - Short Gap
3143 Frankfort Hwy, Ridgeley, WV 26753 - Keyser
71 Plaza Dr, Keyser, WV 26726 - Frostburg
17610 Old National Pike Sw, Frostburg, MD 21532 - Accident
106 N Main St, Accident, MD 21520 - Somerset
1514 N Center Ave, Somerset, PA 15501 - Oakland
12599 Garrett Hwy, Oakland, MD 21550 - LaVale - National Highway
1310 National Hwy, Lavale, MD 21502 - ABL Branch
210 State Route 956 Bldg 600, Rocket Center, WV 26726 - Warfordsburg
560 Great Cove Rd, Warfordsburg, PA 17267 - Berlin
1026 Main St, Berlin, PA 15530 - Bedford Plaza
10 Bedford Sq, Everett, PA 15537 - SPRING STREET
105 Spring Street, Cumberland, MD 21502 - Mechanic Street
417 N Mechanic St, Cumberland, MD 21502
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology