Charter 21658 · Geneseo, NY
Genesee Valley Federal Credit Union
Genesee Valley Federal Credit Union is a federally chartered credit union in Geneseo, New York, with $176 million in assets and 9,354 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 16.60%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as GVFCU, SUNY Geneseo FCU a division of GVFCU.
- Total assets
- $176 million
- +5.8% in a year
- Members
- 9,354
- -3.1% in a year
- Net worth ratio
- 16.60%
- Peer median 11.65%
- Loans 60+ days late
- 0.19%
- Peer median 0.70%
- Loans outstanding
- $73.0 million
- -11.4% in a year
- Shares and deposits
- $146 million
- +4.1% in a year
- Branches
- 4
- 31 employees
- Opened
- 1974
- Federal charter
How Genesee Valley Federal Credit Union compares
NCUA groups credit unions by size; Genesee Valley Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 16.60% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.19%, is lower than the group median of 0.70%. Loans fell 11.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 64 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $176 million | 9,354 | $73.0 million | 16.60% | 0.19% |
| Q1 2026 | $175 million | 9,408 | $74.9 million | 16.20% | 0.04% |
| Q4 2025 | $170 million | 9,486 | $78.0 million | 16.17% | 0.11% |
| Q3 2025 | $167 million | 9,596 | $80.1 million | 15.89% | 0.07% |
| Q2 2025 | $166 million | 9,649 | $82.4 million | 15.33% | 0.15% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Genesee Valley Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Geneseo Office (main office)
4621 Millennium Dr, Geneseo, NY 14454 - Dansville Branch
184 Main St, Dansville, NY 14437 - Warsaw Branch
445 N Main St, Warsaw, NY 14569 - SUNY Geneseo
1 College Cir, Geneseo, NY 14454
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology