Charter 19775 · Mount Vernon, NY
Greater Centennial Federal Credit Union
Greater Centennial Federal Credit Union is a federally chartered credit union in Mount Vernon, New York, with $256 thousand in assets and 181 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.43%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $256 thousand
- -2.6% in a year
- Members
- 181
- +1.7% in a year
- Net worth ratio
- 11.43%
- Peer median 19.32%
- Loans 60+ days late
- 12.81%
- Peer median 0.66%
- Loans outstanding
- $61 thousand
- -3.0% in a year
- Shares and deposits
- $225 thousand
- -6.5% in a year
- Branches
- 1
- 1 employees
- Opened
- 1969
- Federal charter
How Greater Centennial Federal Credit Union compares
NCUA groups credit unions by size; Greater Centennial Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 11.43% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 12.81%, is higher than the group median of 0.66%. Loans fell 3.0% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 264 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $256 thousand | 181 | $61 thousand | 11.43% | 12.81% |
| Q1 2026 | $277 thousand | 182 | $66 thousand | 11.73% | 18.64% |
| Q4 2025 | $244 thousand | 182 | $72 thousand | 9.45% | 10.97% |
| Q3 2025 | $242 thousand | 182 | $78 thousand | 9.47% | 12.55% |
| Q2 2025 | $263 thousand | 178 | $63 thousand | 8.55% | 11.04% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Greater Centennial Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Greater Centennial Federal Credit Union (main office)
114 W 4Th St, Mount Vernon, NY 10550 - Greater Centennial FCU
114 W 4Th St, Mount Vernon, NY 10550
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology