Charter 242 · Gulfport, MS
Gulf Coast Community Federal Credit Union
Gulf Coast Community Federal Credit Union is a federally chartered credit union in Gulfport, Mississippi, with $126 million in assets and 12,113 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.70%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $126 million
- +1.2% in a year
- Members
- 12,113
- +0.6% in a year
- Net worth ratio
- 17.70%
- Peer median 11.65%
- Loans 60+ days late
- 1.22%
- Peer median 0.70%
- Loans outstanding
- $83.2 million
- +8.8% in a year
- Shares and deposits
- $101 million
- +1.0% in a year
- Branches
- 4
- 56 employees
- Opened
- 1935
- Federal charter
How Gulf Coast Community Federal Credit Union compares
NCUA groups credit unions by size; Gulf Coast Community Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 17.70% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.22%, is higher than the group median of 0.70%. Loans grew 8.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 13 of 55 credit unions headquartered in Mississippi. See all Mississippi credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $126 million | 12,113 | $83.2 million | 17.70% | 1.22% |
| Q1 2026 | $126 million | 12,102 | $81.1 million | 17.50% | 1.08% |
| Q4 2025 | $126 million | 12,079 | $80.3 million | 17.36% | 1.79% |
| Q3 2025 | $124 million | 12,053 | $78.2 million | 17.79% | 1.73% |
| Q2 2025 | $124 million | 12,042 | $76.5 million | 17.63% | 1.27% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 431,329 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Gulf Coast Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
12364 Highway 49, Gulfport, MS 39503 - Bay St Louis Branch
295 Highway 90 Ste 27, Bay St Louis, MS 39520 - Downtown Office
2120 25Th Ave, Gulfport, MS 39501 - D'Iberville Branch
11522 Cinema Drive, Diberville, MS 39540
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology