Charter 8694 · Moss Point, MS
Singing River Federal Credit Union
Singing River Federal Credit Union is a federally chartered credit union in Moss Point, Mississippi, with $397 million in assets and 33,511 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.41%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $397 million
- +3.0% in a year
- Members
- 33,511
- +5.1% in a year
- Net worth ratio
- 11.41%
- Peer median 11.65%
- Loans 60+ days late
- 0.55%
- Peer median 0.70%
- Loans outstanding
- $325 million
- +2.2% in a year
- Shares and deposits
- $348 million
- +1.9% in a year
- Branches
- 8
- 105 employees
- Opened
- 1953
- Federal charter
How Singing River Federal Credit Union compares
NCUA groups credit unions by size; Singing River Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.41% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.55%, is lower than the group median of 0.70%. Loans grew 2.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 5 of 55 credit unions headquartered in Mississippi. See all Mississippi credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $397 million | 33,511 | $325 million | 11.41% | 0.55% |
| Q1 2026 | $402 million | 32,756 | $325 million | 11.35% | 0.58% |
| Q4 2025 | $394 million | 32,619 | $324 million | 11.21% | 0.40% |
| Q3 2025 | $385 million | 32,213 | $320 million | 11.42% | 0.32% |
| Q2 2025 | $386 million | 31,898 | $318 million | 11.25% | 0.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Singing River Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MAIN OFFICE (main office)
6006 Highway 63, Moss Point, MS 39563 - PASCAGOULA
3939 Denny Ave, Pascagoula, MS 39581 - LUCEDALE
201 Scott Rd, Lucedale, MS 39452 - LEAKESVILLE
400 Hardy Ave, Leakesville, MS 39451 - OCEAN SPRINGS
3070 Bienville Blvd, Ocean Springs, MS 39564 - PHS
1716 Tucker Ave, Pascagoula, MS 39567 - Meridian
4400 Highway 39 N, Meridian, MS 39301 - HURLEY
21413 Hwy 613, Hurley, MS 39555
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology