Charter 473 · Pearl, MS
Rivertrust Federal Credit Union
Rivertrust Federal Credit Union is a federally chartered credit union in Pearl, Mississippi, with $168 million in assets and 7,673 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 19.27%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $168 million
- +3.5% in a year
- Members
- 7,673
- +0.9% in a year
- Net worth ratio
- 19.27%
- Peer median 11.65%
- Loans 60+ days late
- 0.60%
- Peer median 0.70%
- Loans outstanding
- $84.9 million
- -4.6% in a year
- Shares and deposits
- $141 million
- +3.2% in a year
- Branches
- 3
- 15 employees
- Opened
- 1935
- Federal charter
How Rivertrust Federal Credit Union compares
NCUA groups credit unions by size; Rivertrust Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 19.27% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.60%, is lower than the group median of 0.70%. Loans fell 4.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 9 of 55 credit unions headquartered in Mississippi. See all Mississippi credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $168 million | 7,673 | $84.9 million | 19.27% | 0.60% |
| Q1 2026 | $168 million | 7,647 | $85.9 million | 19.05% | 0.56% |
| Q4 2025 | $166 million | 7,604 | $85.9 million | 19.15% | 0.56% |
| Q3 2025 | $163 million | 7,593 | $88.0 million | 19.40% | 0.51% |
| Q2 2025 | $162 million | 7,606 | $89.0 million | 19.11% | 0.40% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 32,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Rivertrust Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Rivertrust (main office)
409 Riverwind Dr, Pearl, MS 39208 - Eagle Express FCU
567 S State St, Jackson, MS 39201 - Fiserv
2601 Network Blvd, Frisco, TX 75034
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology