Charter 24954 · Pascagoula, MS
Navigator Federal Credit Union
Navigator Federal Credit Union is a federally chartered credit union in Pascagoula, Mississippi, with $407 million in assets and 47,805 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.98%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as NCU Wealth Management.
- Total assets
- $407 million
- +4.6% in a year
- Members
- 47,805
- +0.9% in a year
- Net worth ratio
- 17.98%
- Peer median 11.65%
- Loans 60+ days late
- 0.38%
- Peer median 0.70%
- Loans outstanding
- $278 million
- +0.6% in a year
- Shares and deposits
- $328 million
- +2.9% in a year
- Branches
- 13
- 146 employees
- Opened
- 1939
- Federal charter
How Navigator Federal Credit Union compares
NCUA groups credit unions by size; Navigator Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 17.98% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.38%, is lower than the group median of 0.70%. Loans grew 0.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 4 of 55 credit unions headquartered in Mississippi. See all Mississippi credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $407 million | 47,805 | $278 million | 17.98% | 0.38% |
| Q1 2026 | $399 million | 47,480 | $269 million | 17.90% | 0.52% |
| Q4 2025 | $386 million | 47,453 | $276 million | 18.19% | 0.70% |
| Q3 2025 | $384 million | 47,356 | $278 million | 17.29% | 0.58% |
| Q2 2025 | $389 million | 47,369 | $277 million | 16.64% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Navigator Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Jackson Ave Branch
1201 Jackson Ave, Pascagoula, MS 39567 - Moss Point Branch (main office)
6012 Highway 63, Moss Point, MS 39563 - Gautier Branch
1850 Highway 90, Gautier, MS 39553 - IT Building
1870 Highway 90, Gautier, MS 39553 - Ocean Springs Branch
3811 Bienville Blvd, Ocean Springs, MS 39564 - Hurley Branch
7305 Highway 614, Moss Point, MS 39562 - Midtown
1950 Government St, Mobile, AL 36606 - Daphne
28520 Us Highway 98, Daphne, AL 36526 - Cottage Hill
5229 Cottage Hill Rd, Mobile, AL 36609 - Gulfport Branch
11281 Highway 49, Gulfport, MS 39503 - Schillinger Branch
2515 Schillinger Rd South, Mobile, AL 36695 - Vancleave New Branch
11004 Highway 57 Unit A, Vancleave, MS 39565 - D'Iberville
4004 Promenade Pkwy, Diberville, MS 39540
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology