Charter 8905 · Hattiesburg, MS
Sunbelt Federal Credit Union
Sunbelt Federal Credit Union is a federally chartered credit union in Hattiesburg, Mississippi, with $366 million in assets and 34,960 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 16.22%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $366 million
- +9.9% in a year
- Members
- 34,960
- -3.2% in a year
- Net worth ratio
- 16.22%
- Peer median 11.65%
- Loans 60+ days late
- 0.39%
- Peer median 0.70%
- Loans outstanding
- $238 million
- +17.2% in a year
- Shares and deposits
- $305 million
- +10.5% in a year
- Branches
- 11
- 106 employees
- Opened
- 1953
- Federal charter
How Sunbelt Federal Credit Union compares
NCUA groups credit unions by size; Sunbelt Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 16.22% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.39%, is lower than the group median of 0.70%. Loans grew 17.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 6 of 55 credit unions headquartered in Mississippi. See all Mississippi credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $366 million | 34,960 | $238 million | 16.22% | 0.39% |
| Q1 2026 | $370 million | 35,226 | $231 million | 15.78% | 0.49% |
| Q4 2025 | $348 million | 35,545 | $222 million | 16.58% | 0.61% |
| Q3 2025 | $337 million | 35,775 | $215 million | 16.82% | 0.54% |
| Q2 2025 | $333 million | 36,101 | $203 million | 16.85% | 0.42% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 252,677 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Sunbelt Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Congress St.
1506 Congress St, Laurel, MS 39440 - Sawmill Square
734 Sawmill Rd, Laurel, MS 39440 - Westover Drive
112 Westover Dr, Hattiesburg, MS 39402 - Lincoln Road
1857 Lincoln Rd, Hattiesburg, MS 39402 - Waynesboro
345 Central Road, Waynesboro, MS 39367 - 49 Operations Center and Branch (main office)
6885 U S Highway 49, Hattiesburg, MS 39402 - McComb Branch
101 Anna Dr, McComb, MS 39648 - Ellisville
615 Hill St, Ellisville, MS 39437 - Magee
706 3Rd Ave Sw, Magee, MS 39111 - Biloxi
400 Veterans Ave, Biloxi, MS 39531 - Gulfport
9210 Highway 49 Ste A, Gulfport, MS 39503
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology