Charter 24829 · Jackson, MS
Hope Federal Credit Union (Jackson, MS)
Hope Federal Credit Union is a federally chartered credit union in Jackson, Mississippi, with $881 million in assets and 49,735 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 16.18%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Hope Credit Union.
- Total assets
- $881 million
- +19.2% in a year
- Members
- 49,735
- +22.4% in a year
- Net worth ratio
- 16.18%
- Peer median 10.79%
- Loans 60+ days late
- 1.96%
- Peer median 0.67%
- Loans outstanding
- $627 million
- +28.4% in a year
- Shares and deposits
- $629 million
- +27.9% in a year
- Branches
- 17
- 284 employees
- Opened
- 1995
- Federal charter
How Hope Federal Credit Union compares
NCUA groups credit unions by size; Hope Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 16.18% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.96%, is higher than the group median of 0.67%. Loans grew 28.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 55 credit unions headquartered in Mississippi. See all Mississippi credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $881 million | 49,735 | $627 million | 16.18% | 1.96% |
| Q1 2026 | $867 million | 48,472 | $590 million | 16.44% | 1.72% |
| Q4 2025 | $857 million | 47,441 | $568 million | 17.01% | 2.43% |
| Q3 2025 | $779 million | 41,017 | $514 million | 18.65% | 2.23% |
| Q2 2025 | $739 million | 40,628 | $488 million | 20.48% | 2.67% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 160,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for Hope Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Madison Ave
1451 Madison Ave, Memphis, TN 38104 - Hope Main Office (main office)
4 Old River Pl, Jackson, MS 39202 - University Blvd
1748 University Blvd, Jackson, MS 39204 - Medical Mall
350 W Woodrow Wilson Ave Ste 370B, Jackson, MS 39213 - O.C. Haley
1726 Oretha Castle Haley Blvd, New Orleans, LA 70113 - Ridgeway Rd
2923 Ridgeway Rd, Memphis, TN 38115 - West Memphis
1114 N Missouri St, West Memphis, AR 72301 - Louisville Branch
16620 E Main St, Louisville, MS 39339 - Greenville
546 Martin Luther King Dr, Greenville, MS 38701 - Itta Bena
120 Humphreys St, Itta Bena, MS 38941 - Moorhead
917 W Delta Ave, Moorhead, MS 38761 - Little Rock Branch
8411 Interstate 30, Little Rock, AR 72209 - Montgomery
400 Arba St, Montgomery, AL 36104 - McGehee Rd, Montgomery
3421 Mcgehee Rd, Montgomery, AL 36111 - East River Place
833 E River Pl, Jackson, MS 39202 - Parkway East
9178 Parkway E, Birmingham, AL 35206
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology