Charter 68639 · Bel Air, MD
Har-Co Credit Union
Har-Co Credit Union is a state-chartered credit union in Bel Air, Maryland, with $286 million in assets and 13,597 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.74%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $286 million
- +4.9% in a year
- Members
- 13,597
- -1.5% in a year
- Net worth ratio
- 9.74%
- Peer median 11.65%
- Loans 60+ days late
- 1.43%
- Peer median 0.70%
- Loans outstanding
- $192 million
- +3.8% in a year
- Shares and deposits
- $257 million
- +5.1% in a year
- Branches
- 3
- 66 employees
- Opened
- 1955
- Maryland charter
How Har-Co Credit Union compares
NCUA groups credit unions by size; Har-Co Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.74% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.43%, is higher than the group median of 0.70%. Loans grew 3.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 26 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $286 million | 13,597 | $192 million | 9.74% | 1.43% |
| Q1 2026 | $286 million | 13,626 | $191 million | 9.65% | 0.54% |
| Q4 2025 | $272 million | 13,601 | $190 million | 9.80% | 0.98% |
| Q3 2025 | $265 million | 13,773 | $187 million | 9.65% | 1.09% |
| Q2 2025 | $273 million | 13,803 | $185 million | 9.19% | 0.96% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Har-Co Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Branch (main office)
30 N Hickory Ave, Bel Air, MD 21014 - Aberdeen
1028 Middleton Rd, Aberdeen, MD 21001 - Abingdon
3422 Emmorton Rd, Abingdon, MD 21009
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology