Charter 24746 · Farmington, UT
Horizon Utah Federal Credit Union
Horizon Utah Federal Credit Union is a federally chartered credit union in Farmington, Utah, with $185 million in assets and 12,392 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.54%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Horizon Credit Union.
- Total assets
- $185 million
- +3.3% in a year
- Members
- 12,392
- -0.3% in a year
- Net worth ratio
- 11.54%
- Peer median 11.65%
- Loans 60+ days late
- 0.91%
- Peer median 0.70%
- Loans outstanding
- $90.1 million
- -0.4% in a year
- Shares and deposits
- $162 million
- +3.7% in a year
- Branches
- 5
- 45 employees
- Opened
- 1956
- Federal charter
How Horizon Utah Federal Credit Union compares
NCUA groups credit unions by size; Horizon Utah Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.54% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.91%, is higher than the group median of 0.70%. Loans fell 0.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 18 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $185 million | 12,392 | $90.1 million | 11.54% | 0.91% |
| Q1 2026 | $187 million | 12,367 | $89.8 million | 11.36% | 0.73% |
| Q4 2025 | $185 million | 12,362 | $90.8 million | 11.64% | 1.52% |
| Q3 2025 | $181 million | 12,380 | $91.2 million | 11.72% | 1.41% |
| Q2 2025 | $179 million | 12,426 | $90.5 million | 11.95% | 1.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Horizon Utah Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Farmington (main office)
225 S 200 W, Farmington, UT 84025 - South
1589 S 500 W, Woods Cross, UT 84010 - Clearfield
1270 E 1450 S, Clearfield, UT 84015 - Kaysville
37 E 100 N, Kaysville, UT 84037 - West Point
2986 W 300 N, West Point, UT 84015
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology