Charter 16614 · West Warwick, RI
Natco Employees Federal Credit Union
Natco Employees Federal Credit Union is a federally chartered credit union in West Warwick, Rhode Island, with $208 thousand in assets and 28 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.44%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $208 thousand
- +2.6% in a year
- Members
- 28
- -3.4% in a year
- Net worth ratio
- 17.44%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $41 thousand
- +65.2% in a year
- Shares and deposits
- $170 thousand
- +2.5% in a year
- Branches
- 1
- 2 employees
- Opened
- 1965
- Federal charter
How Natco Employees Federal Credit Union compares
NCUA groups credit unions by size; Natco Employees Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 17.44% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans grew 65.2% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 14 of 14 credit unions headquartered in Rhode Island. See all Rhode Island credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $208 thousand | 28 | $41 thousand | 17.44% | 0.00% |
| Q1 2026 | $201 thousand | 29 | $39 thousand | 17.45% | 0.00% |
| Q4 2025 | $203 thousand | 29 | $34 thousand | 17.33% | 0.00% |
| Q3 2025 | $200 thousand | 29 | $21 thousand | 17.77% | 0.00% |
| Q2 2025 | $203 thousand | 29 | $25 thousand | 17.20% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 75 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Natco Employees Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office (main office)
155 Brookside Ave, West Warwick, RI 02893
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology