Charter 66734 · Bellingham, WA
North Coast Credit Union (Bellingham, WA)
North Coast Credit Union is a state-chartered credit union in Bellingham, Washington, with $427 million in assets and 20,048 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.80%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $427 million
- +7.7% in a year
- Members
- 20,048
- -1.8% in a year
- Net worth ratio
- 13.80%
- Peer median 11.65%
- Loans 60+ days late
- 0.67%
- Peer median 0.70%
- Loans outstanding
- $264 million
- +0.4% in a year
- Shares and deposits
- $372 million
- +8.5% in a year
- Branches
- 5
- 69 employees
- Opened
- 1938
- Washington charter
How North Coast Credit Union compares
NCUA groups credit unions by size; North Coast Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.80% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.67%, is about the same as the group median of 0.70%. Loans grew 0.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 26 of 73 credit unions headquartered in Washington. See all Washington credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $427 million | 20,048 | $264 million | 13.80% | 0.67% |
| Q1 2026 | $430 million | 20,358 | $262 million | 13.41% | 0.35% |
| Q4 2025 | $421 million | 20,380 | $263 million | 13.57% | 0.56% |
| Q3 2025 | $412 million | 20,445 | $264 million | 13.52% | 0.48% |
| Q2 2025 | $396 million | 20,418 | $263 million | 13.81% | 0.53% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 202,502 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for North Coast Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Bellingham Branch (main office)
1100 Dupont St, Bellingham, WA 98225 - Mount Vernon Branch
1410 Riverside Dr, Mount Vernon, WA 98273 - Ferndale Branch
5657 Riverside Dr, Ferndale, WA 98248 - Sedro-Woolley Branch
108 N Township St Ste B, Sedro Woolley, WA 98284 - Anacortes Branch
3110 Commercial Ave, Anacortes, WA 98221
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology