Charter 64191 · Mason City, IA
North Iowa Community Credit Union
North Iowa Community Credit Union is a state-chartered credit union in Mason City, Iowa, with $128 million in assets and 11,338 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.75%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $128 million
- +4.8% in a year
- Members
- 11,338
- -0.6% in a year
- Net worth ratio
- 9.75%
- Peer median 11.65%
- Loans 60+ days late
- 1.00%
- Peer median 0.70%
- Loans outstanding
- $112 million
- +1.3% in a year
- Shares and deposits
- $113 million
- +3.4% in a year
- Branches
- 2
- 28 employees
- Opened
- 1956
- Iowa charter
How North Iowa Community Credit Union compares
NCUA groups credit unions by size; North Iowa Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.75% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.00%, is higher than the group median of 0.70%. Loans grew 1.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 25 of 66 credit unions headquartered in Iowa. See all Iowa credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $128 million | 11,338 | $112 million | 9.75% | 1.00% |
| Q1 2026 | $129 million | 11,339 | $109 million | 9.49% | 1.37% |
| Q4 2025 | $124 million | 11,376 | $110 million | 9.53% | 0.93% |
| Q3 2025 | $121 million | 11,422 | $111 million | 9.55% | 0.85% |
| Q2 2025 | $122 million | 11,412 | $111 million | 9.08% | 0.90% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 133,348 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for North Iowa Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MAIN OFFICE (main office)
640 S Federal Ave, Mason City, IA 50401 - NICCU WEST
4063 4Th St Sw Ste A, Mason City, IA 50401 - Wescom Resources Group
5601 E La Palma Ave, Anaheim, CA 92807 - Corelation
2305 Historic Decatur Rd Ste 300, San Diego, CA 92106
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology