Charter 60059 · Lacey, WA
O Bee Credit Union
O Bee Credit Union is a state-chartered credit union in Lacey, Washington, with $677 million in assets and 36,634 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.68%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $677 million
- +6.2% in a year
- Members
- 36,634
- +3.1% in a year
- Net worth ratio
- 8.68%
- Peer median 10.79%
- Loans 60+ days late
- 0.96%
- Peer median 0.67%
- Loans outstanding
- $603 million
- +5.5% in a year
- Shares and deposits
- $572 million
- +7.8% in a year
- Branches
- 6
- 164 employees
- Opened
- 1955
- Washington charter
How O Bee Credit Union compares
NCUA groups credit unions by size; O Bee Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.68% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.96%, is higher than the group median of 0.67%. Loans grew 5.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 24 of 73 credit unions headquartered in Washington. See all Washington credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $677 million | 36,634 | $603 million | 8.68% | 0.96% |
| Q1 2026 | $667 million | 36,074 | $599 million | 8.68% | 0.79% |
| Q4 2025 | $652 million | 35,622 | $581 million | 8.62% | 0.76% |
| Q3 2025 | $649 million | 35,860 | $577 million | 8.71% | 0.88% |
| Q2 2025 | $637 million | 35,548 | $572 million | 8.56% | 0.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 8.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for O Bee Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- TUMWATER
3900 Cleveland Ave Se, Tumwater, WA 98501 - LACEY
8665 Martin Way E, Lacey, WA 98516 - WEST OLYMPIA
410 Cooper Point Rd Sw, Olympia, WA 98502 - YELM
1201 Yelm Ave E Ste 100, Yelm, WA 98597 - TENINO
149 Sussex Ave W, Tenino, WA 98589 - Fern Hill
8002 Pacific Ave, Tacoma, WA 98408 - Administrative building (main office)
649 Woodland Square Loop Se, Lacey, WA 98503
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology