Charter 68609 · Shelton, WA
Our Community Credit Union
Our Community Credit Union is a state-chartered credit union in Shelton, Washington, with $638 million in assets and 31,656 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.67%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Community Financial Center, Community Mortgage Center, OURCU.
- Total assets
- $638 million
- +2.9% in a year
- Members
- 31,656
- -2.1% in a year
- Net worth ratio
- 12.67%
- Peer median 10.79%
- Loans 60+ days late
- 0.48%
- Peer median 0.67%
- Loans outstanding
- $225 million
- -8.1% in a year
- Shares and deposits
- $552 million
- +1.7% in a year
- Branches
- 8
- 107 employees
- Opened
- 1941
- Washington charter
How Our Community Credit Union compares
NCUA groups credit unions by size; Our Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.67% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.48%, is lower than the group median of 0.67%. Loans fell 8.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 25 of 73 credit unions headquartered in Washington. See all Washington credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $638 million | 31,656 | $225 million | 12.67% | 0.48% |
| Q1 2026 | $640 million | 30,609 | $225 million | 12.41% | 0.43% |
| Q4 2025 | $630 million | 31,636 | $229 million | 12.32% | 0.36% |
| Q3 2025 | $629 million | 32,095 | $234 million | 12.35% | 0.25% |
| Q2 2025 | $620 million | 32,348 | $245 million | 12.14% | 0.33% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 130,600 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Our Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Branch (main office)
526 W Cedar St, Shelton, WA 98584 - Mt View Branch
2948 Olympic Hwy N, Shelton, WA 98584 - McCleary Branch
424 W Simpson Ave, McCleary, WA 98557 - Montesano Branch
211 E Pioneer Ave Ste B, Montesano, WA 98563 - Elma Branch
306 S 7Th Street, Elma, WA 98541 - Union Branch
320 E Dalby Rd, Union, WA 98592 - Vashon Island Branch
9710 Sw Bank Rd, Vashon, WA 98070 - Steamboat
6541 Sexton Dr Nw Ste 103, Olympia, WA 98502
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology