Charter 67147 · Springville, UT
Pacific Horizon Credit Union
Pacific Horizon Credit Union is a state-chartered credit union in Springville, Utah, with $141 million in assets and 8,691 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.30%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $141 million
- +3.9% in a year
- Members
- 8,691
- -0.6% in a year
- Net worth ratio
- 9.30%
- Peer median 11.65%
- Loans 60+ days late
- 1.81%
- Peer median 0.70%
- Loans outstanding
- $109 million
- +3.8% in a year
- Shares and deposits
- $128 million
- +3.3% in a year
- Branches
- 3
- 25 employees
- Opened
- 1954
- Utah charter
How Pacific Horizon Credit Union compares
NCUA groups credit unions by size; Pacific Horizon Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.30% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.81%, is higher than the group median of 0.70%. Loans grew 3.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 21 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $141 million | 8,691 | $109 million | 9.30% | 1.81% |
| Q1 2026 | $142 million | 8,664 | $109 million | 9.09% | 1.92% |
| Q4 2025 | $138 million | 8,687 | $106 million | 9.04% | 2.64% |
| Q3 2025 | $137 million | 8,706 | $106 million | 9.05% | 3.18% |
| Q2 2025 | $136 million | 8,745 | $105 million | 8.90% | 3.59% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Pacific Horizon Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Springville Branch (main office)
96 E Center St, Springville, UT 84663 - Spanish Fork Branch
375 E 300 S, Spanish Fork, UT 84660 - Payson Branch
191 S 100 W, Payson, UT 84651
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology