Charter 665 · Shelton, WA
Peninsula Community Federal Credit Union
Peninsula Community Federal Credit Union is a federally chartered credit union in Shelton, Washington, with $304 million in assets and 21,498 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.74%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Peninsula Credit Union.
- Total assets
- $304 million
- +1.7% in a year
- Members
- 21,498
- -1.3% in a year
- Net worth ratio
- 11.74%
- Peer median 11.65%
- Loans 60+ days late
- 1.06%
- Peer median 0.70%
- Loans outstanding
- $204 million
- -1.0% in a year
- Shares and deposits
- $267 million
- +1.3% in a year
- Branches
- 5
- 73 employees
- Opened
- 1935
- Federal charter
How Peninsula Community Federal Credit Union compares
NCUA groups credit unions by size; Peninsula Community Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.74% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.06%, is higher than the group median of 0.70%. Loans fell 1.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 31 of 73 credit unions headquartered in Washington. See all Washington credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $304 million | 21,498 | $204 million | 11.74% | 1.06% |
| Q1 2026 | $306 million | 21,491 | $203 million | 11.57% | 0.93% |
| Q4 2025 | $307 million | 21,455 | $211 million | 11.51% | 0.96% |
| Q3 2025 | $303 million | 22,173 | $211 million | 11.39% | 0.76% |
| Q2 2025 | $299 million | 21,792 | $206 million | 11.24% | 0.87% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 534,271 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Peninsula Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Shelton Administrative Office and Branch Location (main office)
521 W Railroad Ave, Shelton, WA 98584 - Belfair Branch
23550 Ne State Route 3, Belfair, WA 98528 - Port Orchard Branch
1081 Bethel Ave, Port Orchard, WA 98366 - Poulsbo Branch
21505 Market Pl Nw Ste 109, Poulsbo, WA 98370 - Port Townsend
1250 W Sims Way, Port Townsend, WA 98368
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology