Charter 95742 · Baltimore, MD
Post Office CU of Md, Inc. Credit Union
Post Office CU of Md, Inc. Credit Union is a state-chartered credit union in Baltimore, Maryland, with $28.2 million in assets and 3,228 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 25.20%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Post Office CU of Md, Inc. Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $28.2 million
- +1.6% in a year
- Members
- 3,228
- +16.3% in a year
- Net worth ratio
- 25.20%
- Peer median 13.88%
- Loans 60+ days late
- 1.65%
- Peer median 0.68%
- Loans outstanding
- $24.2 million
- +40.1% in a year
- Shares and deposits
- $21.0 million
- +2.2% in a year
- Branches
- 1
- 7 employees
- Opened
- 0
- Maryland charter
How Post Office CU of Md, Inc. Credit Union compares
NCUA groups credit unions by size; Post Office CU of Md, Inc. Credit Union is in the group with $10 million to $50 million (1,135 credit unions). Its net worth ratio of 25.20% is higher than that group's median of 13.88%, and its share of loans 60 or more days past due, 1.65%, is higher than the group median of 0.68%. Loans grew 40.1% over the year to Q2 2026, against a group median of a 2.4% fall.
By assets it ranks 45 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $28.2 million | 3,228 | $24.2 million | 25.20% | 1.65% |
| Q1 2026 | $29.3 million | 3,006 | $22.3 million | 24.11% | 1.43% |
| Q4 2025 | $28.2 million | 2,960 | $20.9 million | 24.99% | 1.23% |
| Q3 2025 | $27.8 million | 2,776 | $17.3 million | 25.53% | 1.69% |
| Q2 2025 | $27.8 million | 2,776 | $17.3 million | 25.53% | 1.69% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 13,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Post Office CU of Md, Inc. Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main (main office)
900 E Fayette St Rm 606, Baltimore, MD 21233
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology