Charter 9871 · Ogdensburg, NY
Saint Lawrence Federal Credit Union
Saint Lawrence Federal Credit Union is a federally chartered credit union in Ogdensburg, New York, with $272 million in assets and 13,363 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.47%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $272 million
- +11.0% in a year
- Members
- 13,363
- +1.3% in a year
- Net worth ratio
- 11.47%
- Peer median 11.65%
- Loans 60+ days late
- 0.54%
- Peer median 0.70%
- Loans outstanding
- $190 million
- +10.3% in a year
- Shares and deposits
- $239 million
- +11.0% in a year
- Branches
- 6
- 61 employees
- Opened
- 1954
- Federal charter
How Saint Lawrence Federal Credit Union compares
NCUA groups credit unions by size; Saint Lawrence Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.47% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.54%, is lower than the group median of 0.70%. Loans grew 10.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 51 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $272 million | 13,363 | $190 million | 11.47% | 0.54% |
| Q1 2026 | $268 million | 13,338 | $190 million | 11.40% | 0.73% |
| Q4 2025 | $259 million | 13,311 | $179 million | 11.65% | 0.89% |
| Q3 2025 | $252 million | 13,279 | $180 million | 11.76% | 0.95% |
| Q2 2025 | $245 million | 13,198 | $172 million | 11.82% | 0.80% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 950,544 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Saint Lawrence Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Commerce Park Drive (main office)
800 Commerce Park Dr, Ogdensburg, NY 13669 - State Street
333 State St, Ogdensburg, NY 13669 - Court Street
33 Court St, Canton, NY 13617 - State Highway 56
6585 State Highway 56, Potsdam, NY 13676 - 81 State Street
81 State St, Heuvelton, NY 13654 - 111 Church Street
111 Church St, Hermon, NY 13652
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology