Charter 68315 · Seattle, WA
Seattle Metropolitan Credit Union
Seattle Metropolitan Credit Union is a state-chartered credit union in Seattle, Washington, with $1.17 billion in assets and 46,942 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.50%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Seattle Credit Union.
- Total assets
- $1.17 billion
- +6.6% in a year
- Members
- 46,942
- -14.7% in a year
- Net worth ratio
- 11.50%
- Peer median 10.79%
- Loans 60+ days late
- 0.63%
- Peer median 0.67%
- Loans outstanding
- $988 million
- +8.3% in a year
- Shares and deposits
- $921 million
- +5.2% in a year
- Branches
- 8
- 176 employees
- Opened
- 1933
- Washington charter
How Seattle Metropolitan Credit Union compares
NCUA groups credit unions by size; Seattle Metropolitan Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.50% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.63%, is about the same as the group median of 0.67%. Loans grew 8.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 17 of 73 credit unions headquartered in Washington. See all Washington credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.17 billion | 46,942 | $988 million | 11.50% | 0.63% |
| Q1 2026 | $1.14 billion | 47,393 | $970 million | 11.71% | 0.67% |
| Q4 2025 | $1.13 billion | 48,127 | $948 million | 11.93% | 0.75% |
| Q3 2025 | $1.09 billion | 50,628 | $917 million | 12.44% | 0.78% |
| Q2 2025 | $1.10 billion | 55,048 | $913 million | 12.26% | 0.65% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 8.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Seattle Metropolitan Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Northgate Br
303 Ne Thornton Pl, Seattle, WA 98125 - Lynnwood
19718 Highway 99 Ste 101, Lynnwood, WA 98036 - Southcenter
17250 Southcenter Pkwy Ste 132, Tukwila, WA 98188 - Corporate Office (main office)
1910 1St Ave S, Seattle, WA 98134 - Downtown Seattle
722 3Rd Ave, Seattle, WA 98104 - Beacon Hill
1604 S Roberto Maestas Festival St, Seattle, WA 98144 - Burien
14901 4Th Ave Sw Ste 107, Burien, WA 98166 - Hilltop
824 Martin Luther King Jr Way Ste A, Tacoma, WA 98405 - Yakima Hub
1602 W Lincoln Ave Ste B, Yakima, WA 98902
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology