Charter 5571 · Kensington, MD
Signal Financial Federal Credit Union
Signal Financial Federal Credit Union is a federally chartered credit union in Kensington, Maryland, with $364 million in assets and 18,069 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.34%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as SF Investment and Retirement Svc, Signal Financial FCU.
- Total assets
- $364 million
- -3.1% in a year
- Members
- 18,069
- -19.7% in a year
- Net worth ratio
- 9.34%
- Peer median 11.65%
- Loans 60+ days late
- 0.53%
- Peer median 0.70%
- Loans outstanding
- $292 million
- +1.4% in a year
- Shares and deposits
- $325 million
- +1.0% in a year
- Branches
- 4
- 83 employees
- Opened
- 1947
- Federal charter
How Signal Financial Federal Credit Union compares
NCUA groups credit unions by size; Signal Financial Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.34% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.53%, is lower than the group median of 0.70%. Loans grew 1.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 24 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $364 million | 18,069 | $292 million | 9.34% | 0.53% |
| Q1 2026 | $369 million | 18,277 | $285 million | 9.44% | 0.41% |
| Q4 2025 | $381 million | 18,456 | $285 million | 9.17% | 0.74% |
| Q3 2025 | $372 million | 22,492 | $287 million | 9.15% | 0.44% |
| Q2 2025 | $375 million | 22,492 | $288 million | 8.99% | 0.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Signal Financial Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kensington (main office)
3015 University Blvd W, Kensington, MD 20895 - Leisure World
3701 Rossmoor Blvd, Silver Spring, MD 20906 - City Center - 1101 NY Ave
1101 New York Ave Nw, Washington, DC 20005 - One Loudoun
44747 Brimfield Dr, Ashburn, VA 20147
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology