Charter 65062 · Cedar Rapids, IA
St. Ludmila S Credit Union
St. Ludmila S Credit Union is a state-chartered credit union in Cedar Rapids, Iowa, with $372 thousand in assets and 99 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 29.62%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $372 thousand
- +10.8% in a year
- Members
- 99
- -5.7% in a year
- Net worth ratio
- 29.62%
- Peer median 19.32%
- Loans 60+ days late
- 1.41%
- Peer median 0.66%
- Loans outstanding
- $197 thousand
- -25.2% in a year
- Shares and deposits
- $260 thousand
- +16.7% in a year
- Branches
- 0
- 2 employees
- Opened
- 1962
- Iowa charter
How St. Ludmila S Credit Union compares
NCUA groups credit unions by size; St. Ludmila S Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 29.62% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 1.41%, is higher than the group median of 0.66%. Loans fell 25.2% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 66 of 66 credit unions headquartered in Iowa. See all Iowa credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $372 thousand | 99 | $197 thousand | 29.62% | 1.41% |
| Q1 2026 | $375 thousand | 98 | $220 thousand | 29.39% | 0.00% |
| Q4 2025 | $373 thousand | 104 | $210 thousand | 29.56% | 0.00% |
| Q3 2025 | $355 thousand | 103 | $242 thousand | 31.81% | 1.58% |
| Q2 2025 | $336 thousand | 105 | $264 thousand | 33.41% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for St. Ludmila S Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- St. Ludmila Credit Union (main office)
211 21St Ave Sw, Cedar Rapids, IA 52404 - St. Ludmila Credit Union
211 21St Ave Sw, Cedar Rapids, IA 52404 - St. Ludmila Credit Union
211 21St Ave Sw, Cedar Rapids, IA 52404
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology