Charter 10773 · Scotia, NY
Stratton Air National Guard Federal Credit Union
Stratton Air National Guard Federal Credit Union is a federally chartered credit union in Scotia, New York, with $920 thousand in assets and 870 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 39.30%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $920 thousand
- -4.8% in a year
- Members
- 870
- +0.1% in a year
- Net worth ratio
- 39.30%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $435 thousand
- -4.6% in a year
- Shares and deposits
- $558 thousand
- -10.1% in a year
- Branches
- 1
- 1 employees
- Opened
- 1956
- Federal charter
How Stratton Air National Guard Federal Credit Union compares
NCUA groups credit unions by size; Stratton Air National Guard Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 39.30% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans fell 4.6% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 254 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $920 thousand | 870 | $435 thousand | 39.30% | 0.00% |
| Q1 2026 | $930 thousand | 870 | $428 thousand | 38.49% | 0.00% |
| Q4 2025 | $975 thousand | 870 | $422 thousand | 36.34% | 0.00% |
| Q3 2025 | $921 thousand | 870 | $455 thousand | 38.01% | 0.00% |
| Q2 2025 | $967 thousand | 869 | $456 thousand | 35.69% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Stratton Air National Guard Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 1 air national guard rd (main office)
1 Air National Guard Rd, Scotia, NY 12302 - mohawk progressive fcu
1760 State St, Schenectady, NY 12304 - scotia lockup
29 Maple Ave, Scotia, NY 12302
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology