Charter 68710 · Albany, NY
Sunmark Credit Union
Sunmark Credit Union is a state-chartered credit union in Albany, New York, with $1.21 billion in assets and 89,171 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.46%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.21 billion
- +2.3% in a year
- Members
- 89,171
- -1.1% in a year
- Net worth ratio
- 9.46%
- Peer median 10.79%
- Loans 60+ days late
- 1.37%
- Peer median 0.67%
- Loans outstanding
- $929 million
- -3.2% in a year
- Shares and deposits
- $1.09 billion
- +1.9% in a year
- Branches
- 16
- 279 employees
- Opened
- 1937
- New York charter
How Sunmark Credit Union compares
NCUA groups credit unions by size; Sunmark Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.46% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.37%, is higher than the group median of 0.67%. Loans fell 3.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 23 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.21 billion | 89,171 | $929 million | 9.46% | 1.37% |
| Q1 2026 | $1.20 billion | 88,531 | $921 million | 9.26% | 1.42% |
| Q4 2025 | $1.19 billion | 88,205 | $936 million | 9.08% | 1.56% |
| Q3 2025 | $1.21 billion | 89,943 | $948 million | 9.16% | 1.37% |
| Q2 2025 | $1.18 billion | 90,151 | $960 million | 9.30% | 0.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.9 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for Sunmark Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Sunmark Credit Union - Schenectady
1616 Broadway, Schenectady, NY 12306 - Sunmark Credit Union - Headquarters (main office)
1187 Troy Schenectady Rd, Latham, NY 12110 - Glenville Branch
251 Saratoga Rd, Glenville, NY 12302 - Clifton Park Branch
2 Tower Way, Halfmoon, NY 12065 - Stratton VA Medical Center Branch
113 Holland Ave, Albany, NY 12208 - Rotterdam Branch
1300 Altamont Ave, Schenectady, NY 12303 - Milton
24 Trieble Ave, Ballston Spa, NY 12020 - Delmar Branch
267 Delaware Ave, Delmar, NY 12054 - Brunswick Branch
722 Hoosick Rd, Troy, NY 12180 - Five Corners Branch
404 Princetown Rd, Schenectady, NY 12306 - Guilderland Branch
2115 Western Ave, Guilderland, NY 12084 - Hudson
207A Green St, Hudson, NY 12534 - Mohegan Lake
3563 Mohegan Ave, Mohegan Lake, NY 10547 - Glenmont Branch
7 Moriah Rd, Glenmont, NY 12077 - Wilton Branch
3090 Route 50, Saratoga Springs, NY 12866 - Colonie Vly Road
151 Vly Road, Colonie, NY 12205
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology