Charter 15539 · North Baldwin, NY
Town of Hempstead Employees Federal Credit Union
Town of Hempstead Employees Federal Credit Union is a federally chartered credit union in North Baldwin, New York, with $149 million in assets and 9,754 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.04%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $149 million
- +0.8% in a year
- Members
- 9,754
- +1.6% in a year
- Net worth ratio
- 8.04%
- Peer median 11.65%
- Loans 60+ days late
- 1.39%
- Peer median 0.70%
- Loans outstanding
- $55.1 million
- +3.6% in a year
- Shares and deposits
- $137 million
- +0.1% in a year
- Branches
- 2
- 17 employees
- Opened
- 1963
- Federal charter
How Town of Hempstead Employees Federal Credit Union compares
NCUA groups credit unions by size; Town of Hempstead Employees Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.04% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.39%, is higher than the group median of 0.70%. Loans grew 3.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 73 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $149 million | 9,754 | $55.1 million | 8.04% | 1.39% |
| Q1 2026 | $149 million | 9,703 | $55.2 million | 8.01% | 0.18% |
| Q4 2025 | $146 million | 9,657 | $55.8 million | 7.85% | 0.63% |
| Q3 2025 | $148 million | 9,632 | $51.9 million | 7.64% | 0.18% |
| Q2 2025 | $148 million | 9,596 | $53.2 million | 7.46% | 0.96% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 20,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Town of Hempstead Employees Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
1830 Grand Ave, North Baldwin, NY 11510 - Town Hall Branch
350 Front St, Hempstead, NY 11550
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology