Charter 16402 · Clinton, MD
U S Postal Service Federal Credit Union
U S Postal Service Federal Credit Union is a federally chartered credit union in Clinton, Maryland, with $280 million in assets and 25,227 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.71%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $280 million
- +0.5% in a year
- Members
- 25,227
- -0.4% in a year
- Net worth ratio
- 10.71%
- Peer median 11.65%
- Loans 60+ days late
- 0.72%
- Peer median 0.70%
- Loans outstanding
- $192 million
- +0.7% in a year
- Shares and deposits
- $250 million
- +0.9% in a year
- Branches
- 6
- 52 employees
- Opened
- 1934
- Federal charter
How U S Postal Service Federal Credit Union compares
NCUA groups credit unions by size; U S Postal Service Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.71% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.72%, is about the same as the group median of 0.70%. Loans grew 0.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 27 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $280 million | 25,227 | $192 million | 10.71% | 0.72% |
| Q1 2026 | $286 million | 25,317 | $190 million | 10.49% | 0.76% |
| Q4 2025 | $284 million | 25,185 | $194 million | 10.55% | 0.66% |
| Q3 2025 | $281 million | 25,186 | $187 million | 10.71% | 0.74% |
| Q2 2025 | $279 million | 25,324 | $191 million | 10.79% | 1.07% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 73,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for U S Postal Service Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Nation's Capital Archives Storage
14811 Farm Creek Dr, Woodbridge, VA 22191 - Clinton (main office)
7905 Malcolm Rd Ste 311, Clinton, MD 20735 - Capitol Heights
9201 Edgeworth Dr, Capitol Heights, MD 20790 - L'Enfant Plaza
457 Lenfant Plz Sw, Washington, DC 20024 - Raleigh
1 Floretta Pl, Raleigh, NC 27676 - Pittsburgh
1001 California Ave, Pittsburgh, PA 15290 - San Fernando
444 S Brand Blvd Ste 103, San Fernando, CA 91340 - Trellance
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology