Charter 14657 · Vernal, UT
Valley Wide Federal Credit Union
Valley Wide Federal Credit Union is a federally chartered credit union in Vernal, Utah, with $404 thousand in assets and 150 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 33.54%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $404 thousand
- -16.7% in a year
- Members
- 150
- -3.2% in a year
- Net worth ratio
- 33.54%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $123 thousand
- -36.0% in a year
- Shares and deposits
- $266 thousand
- -23.9% in a year
- Branches
- 1
- 1 employees
- Opened
- 1961
- Federal charter
How Valley Wide Federal Credit Union compares
NCUA groups credit unions by size; Valley Wide Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 33.54% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%. Loans fell 36.0% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 49 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $404 thousand | 150 | $123 thousand | 33.54% | 0.00% |
| Q1 2026 | $448 thousand | 151 | $139 thousand | 30.39% | 0.00% |
| Q4 2025 | $474 thousand | 153 | $144 thousand | 28.58% | 0.00% |
| Q3 2025 | $478 thousand | 152 | $172 thousand | 28.18% | 0.00% |
| Q2 2025 | $486 thousand | 155 | $192 thousand | 27.56% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 32,588 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Valley Wide Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Valley Wide Credit Union (main office)
1330 E Highway 40, Vernal, UT 84078
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology