Charter 16268 · Laurel, MD
W S S C Federal Credit Union
W S S C Federal Credit Union is a federally chartered credit union in Laurel, Maryland, with $35.4 million in assets and 3,300 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.13%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $35.4 million
- +2.4% in a year
- Members
- 3,300
- -1.3% in a year
- Net worth ratio
- 10.13%
- Peer median 13.88%
- Loans 60+ days late
- 1.95%
- Peer median 0.68%
- Loans outstanding
- $19.6 million
- +4.1% in a year
- Shares and deposits
- $31.9 million
- +2.3% in a year
- Branches
- 5
- 9 employees
- Opened
- 1964
- Federal charter
How W S S C Federal Credit Union compares
NCUA groups credit unions by size; W S S C Federal Credit Union is in the group with $10 million to $50 million (1,135 credit unions). Its net worth ratio of 10.13% is lower than that group's median of 13.88%, and its share of loans 60 or more days past due, 1.95%, is higher than the group median of 0.68%. Loans grew 4.1% over the year to Q2 2026, against a group median of a 2.4% fall.
By assets it ranks 42 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $35.4 million | 3,300 | $19.6 million | 10.13% | 1.95% |
| Q1 2026 | $35.0 million | 3,319 | $18.6 million | 10.24% | 2.16% |
| Q4 2025 | $34.7 million | 3,306 | $18.6 million | 10.42% | 1.70% |
| Q3 2025 | $34.4 million | 3,360 | $18.3 million | 10.81% | 2.24% |
| Q2 2025 | $34.5 million | 3,343 | $18.8 million | 10.69% | 1.33% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 24,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for W S S C Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- WSSC FCU (main office)
14501 Sweitzer Ln, Laurel, MD 20707 - Reid Temple Branch
11400 Glenn Dale Blvd, Glenn Dale, MD 20769 - Sharetec Systems - Unysis
3199 Pilot Knob Rd, Eagan, MN 55121 - Sharetec Systems - Involta
1343 Belmont Ave, Youngstown, OH 44504 - CO-OP Shared Branching
9692 Haven Ave, Rancho Cucamonga, CA 91730 - WSSC FCU Headquarters
14900 Sweitzer Ln Ste 104, Laurel, MD 20707
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology