Charter 68328 · Olympia, WA
Wcla Credit Union
Wcla Credit Union is a state-chartered credit union in Olympia, Washington, with $142 million in assets and 1,376 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.50%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $142 million
- +0.9% in a year
- Members
- 1,376
- -0.9% in a year
- Net worth ratio
- 17.50%
- Peer median 11.65%
- Loans 60+ days late
- 0.29%
- Peer median 0.70%
- Loans outstanding
- $118 million
- -4.8% in a year
- Shares and deposits
- $112 million
- -0.7% in a year
- Branches
- 1
- 9 employees
- Opened
- 1984
- Washington charter
How Wcla Credit Union compares
NCUA groups credit unions by size; Wcla Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 17.50% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.29%, is lower than the group median of 0.70%. Loans fell 4.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 37 of 73 credit unions headquartered in Washington. See all Washington credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $142 million | 1,376 | $118 million | 17.50% | 0.29% |
| Q1 2026 | $145 million | 1,385 | $122 million | 16.65% | 2.50% |
| Q4 2025 | $143 million | 1,384 | $121 million | 16.44% | 1.89% |
| Q3 2025 | $142 million | 1,386 | $125 million | 16.23% | 2.32% |
| Q2 2025 | $141 million | 1,389 | $124 million | 15.86% | 0.77% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 12,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Wcla Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Branch (main office)
2419 Pacific Ave Se, Olympia, WA 98501
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology