Charter 6685 · Bloomington, MD
Wepco Federal Credit Union
Wepco Federal Credit Union is a federally chartered credit union in Bloomington, Maryland, with $399 million in assets and 42,591 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.46%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $399 million
- +4.1% in a year
- Members
- 42,591
- +2.2% in a year
- Net worth ratio
- 15.46%
- Peer median 11.65%
- Loans 60+ days late
- 0.98%
- Peer median 0.70%
- Loans outstanding
- $258 million
- +2.0% in a year
- Shares and deposits
- $337 million
- +3.5% in a year
- Branches
- 8
- 67 employees
- Opened
- 1950
- Federal charter
How Wepco Federal Credit Union compares
NCUA groups credit unions by size; Wepco Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 15.46% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.98%, is higher than the group median of 0.70%. Loans grew 2.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 23 of 60 credit unions headquartered in Maryland. See all Maryland credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $399 million | 42,591 | $258 million | 15.46% | 0.98% |
| Q1 2026 | $397 million | 42,117 | $253 million | 15.13% | 0.84% |
| Q4 2025 | $380 million | 41,798 | $255 million | 15.36% | 1.13% |
| Q3 2025 | $377 million | 42,033 | $254 million | 15.37% | 0.84% |
| Q2 2025 | $383 million | 41,693 | $253 million | 14.71% | 1.15% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 164,832 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Wepco Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Wepco - LaVale Branch
12511 Winchester Rd Sw, Lavale, MD 21502 - Oakland Branch
12826 Garrett Hwy, Oakland, MD 21550 - Oakland Drive-Thru
130 N 4Th St, Oakland, MD 21550 - Bloomington Branch (main office)
204 North Branch Avenue, Bloomington, MD 21523 - Keyser Branch
459 New Creek Hwy, Keyser, WV 26726 - Kingwood Loan Production Office
202 W Main St, Kingwood, WV 26537 - Oldtown Rd Branch
1101 E Oldtown Rd, Cumberland, MD 21502 - Paca Branch
215 Paca St, Cumberland, MD 21502
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology