NCUA merger report, Q3 2025
First Technology merger into First Technology Federal Credit Union
NCUA's Merger Activity and Insurance Report for Q3 2025 lists First Technology, of San Jose, CA, as merging into First Technology Federal Credit Union, of Marlborough, MA. NCUA records the reason as "expanded services". First Technology last filed a call report for Q4 2025, with $16.4B in assets and 709,298 members.
Members of First Technology become members of First Technology Federal Credit Union. Watch for its notice on new account numbers, cards and online banking.
The two credit unions side by side
| Measure | First TechnologyQ4 2025 | First Technology Federal Credit UnionQ2 2026 |
|---|---|---|
| Assets | $16.4B | $27.9B |
| Members | 709,298 | 1,870,858 |
| Net worth ratio | 10.27% | 10.75% |
| Offices | – | 60 |
| Paid on deposits | – | 2.60% |
| New auto loan rate | – | 7.25% |
| Fee income per member | – | $13 |
Figures for First Technology are from its call report for Q4 2025; this page carries only its size and capital. Assets for the report quarter: $17.1B merging, $12.7B continuing.
On our member-value score, built only from call-report data, First Technology Federal Credit Union scores 68.5 out of 100.
First Technology Federal Credit Union offices near San Jose
From NCUA's branch file for Q2 2026, in San Jose first and then elsewhere in CA. Every First Technology Federal Credit Union location
Cupertino, CA 1
- Cupertino Community Experience Center 19960 Stevens Creek Blvd, Cupertino, CA 95014 ATM
Palo Alto, CA 1
- Palo Alto Community Experience Center 3000 El Camino Real, Palo Alto, CA 94306 ATM
Rocklin, CA 1
- Rocklin Corporate 1011 Sunset Blvd, Rocklin, CA 95765 ATM
Roseville, CA 1
- Roseville Community Experience Center 1210 Roseville Pkwy Ste 130, Roseville, CA 95678 ATM
San Diego, CA 1
- San Diego Onsite Experience Center 16399 W Bernardo Dr Bldg 61L, San Diego, CA 92127 ATM
San Jose, CA 2
- San Jose Community Experience Center 181 E Tasman Dr Ste 10, San Jose, CA 95134 ATM
- San Jose Corporate 2890 Zanker Rd, San Jose, CA 95134 Main office
Santa Rosa, CA 1
- Santa Rosa Community Experience Center 2500 Mendocino Ave Ste C, Santa Rosa, CA 95403 ATM
Source: NCUA Merger Activity and Insurance Report, Q3 2025, and NCUA 5300 call reports. The report quarter is when the approval was listed; the merger may take effect later. Not affiliated with NCUA or either credit union. · All recent mergers · First Technology Federal Credit Union full figures
Questions people ask
Did First Technology merge?
Yes. NCUA's Merger Activity and Insurance Report for Q3 2025 lists First Technology, of San Jose, CA, as merging into First Technology Federal Credit Union, of Marlborough, MA. Its last call report was for Q4 2025.
Why did First Technology merge?
NCUA records the reason as "expanded services". That is the category NCUA's report gives; the credit unions' own merger notice to members explains it in more detail.
What happens to my First Technology account?
Members and their accounts move to First Technology Federal Credit Union, which becomes your credit union. Account numbers, the routing number, cards, checks and online banking can change; the notice First Technology Federal Credit Union sends members gives the dates. Keep using your current details until it tells you otherwise.
Is my money still insured?
Yes. First Technology Federal Credit Union is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. If you also had accounts at First Technology Federal Credit Union before the merger, your balances are now at one credit union.