California · NCUA branch file, Q2 2026
Credit unions in San Jose, CA
16 credit unions have 42 offices in San Jose, California, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Mirastar Federal Credit Union has the most here (5); the largest by assets is First Technology Federal Credit Union at $27.9 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Mirastar Federal Credit Union | 5 | $1.0B | 9.87% | 5.74% | San Jose, CA |
| Meriwest Credit Union | 4 | $2.1B | 9.12% | 5.80% | San Jose, CA |
| Excite Credit Union | 4 | $614M | 6.89% | 6.36% | San Jose, CA |
| Citizens Equity First Credit Union | 3 | $8.5B | 11.65% | 3.99% | Peoria, IL |
| Technology Credit Union | 3 | $4.5B | 11.32% | 5.24% | San Jose, CA |
| Provident Credit Union | 3 | $3.6B | 10.86% | 5.62% | Redwood City, CA |
| KeyPoint Credit Union | 3 | $1.7B | 9.06% | 5.99% | San Jose, CA |
| Premier One Credit Union | 3 | $656M | 9.71% | 5.15% | San Jose, CA |
| Commonwealth Central Credit Union | 3 | $625M | 14.23% | 5.49% | San Jose, CA |
| First Technology Federal Credit Union | 2 | $27.9B | 10.75% | 7.25% | San Jose, CA |
| Patelco Credit Union | 2 | $9.8B | 10.49% | 6.04% | Dublin, CA |
| Star One Credit Union | 2 | $9.7B | 14.06% | 4.75% | Sunnyvale, CA |
| F3 Credit Union | 2 | $237M | 18.47% | 5.49% | San Jose, CA |
| The Golden 1 Credit Union | 1 | $22.2B | 9.91% | 5.84% | Sacramento, CA |
| Self-Help Federal Credit Union | 1 | $2.4B | 25.18% | 6.75% | Durham, NC |
| Operating Engineers Local Union #3 Federal Credit Union | 1 | $1.7B | 15.48% | 5.78% | Livermore, CA |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All California credit union loan rates.
Addresses, phone numbers and hours
Mirastar Federal Credit Union
- Almaden Branch 5353 Almaden Expy, San Jose, CA 95118 ATM
- East San Jose Branch 255 N White Rd, San Jose, CA 95127 ATM
- West Hedding 70 W Hedding St, San Jose, CA 95110 ATM
- Corporate Office 2099 Gateway Pl Ste 140, San Jose, CA 95110 Main office · ATM
- Tasman 110 W Tasman Dr, San Jose, CA 95134 ATM
Meriwest Credit Union
- Corporate Office- San Jose 5615 Chesbro Ave, San Jose, CA 95123 Main office
- Chesbro Branch 5615 Chesbro Ave, San Jose, CA 95123 Drive-through · ATM
- Cottle Branch 5683 Cottle Rd, San Jose, CA 95123 ATM
- Hillsdale Branch 1795 Hillsdale Ave Ste 10, San Jose, CA 95124 ATM
Excite Credit Union
- Curtner 265 Curtner Ave, San Jose, CA 95125 Drive-through · ATM
- Corporate Office 151 Bernal Rd, San Jose, CA 95119 Main office · ATM
- Blossom Valley 848A Blossom Hill Rd, San Jose, CA 95123 ATM
- Quetzal Gardens 1695 Alum Rock Ave Ste 50, San Jose, CA 95116 ATM
Citizens Equity First Credit Union
- Willow Glen Member Center 670 Lincoln Ave, San Jose, CA 95126 ATM
- Evergreen Member Center 2980 E Capitol Expy Ste 90, San Jose, CA 95148 ATM
- Branham Member Center 171 Branham Ln Ste 12, San Jose, CA 95136 ATM
Technology Credit Union
- Campbell Branch 1562 S Bascom Ave, San Jose, CA 95125 ATM
- Santa Teresa Branch 846 Blossom Hill Rd, San Jose, CA 95123 ATM
- Corporate Office 2010 N 1St St, San Jose, CA 95131 Main office · ATM
Provident Credit Union
- Branch Office 1705 E Capitol Expy Ste 20, San Jose, CA 95121 ATM
- Branch Office 1757 Technology Dr Ste 10, San Jose, CA 95110 ATM
- Branch Office 5801 Cottle Rd Ste 20, San Jose, CA 95123 ATM
KeyPoint Credit Union
- Brokaw Commons Branch 1055 E Brokaw Rd, San Jose, CA 95131 ATM
- San Jose 2150 Trade Zone Blvd, San Jose, CA 95131 Main office · ATM
- Santa Teresa Branch 7030 Santa Teresa Blvd, San Jose, CA 95139 ATM
Premier One Credit Union
- ALMADEN 5353 Almaden Expy Ste 80, San Jose, CA 95118 ATM
- Asbury 140 Asbury St, San Jose, CA 95110 ATM
- Corporate 6640 Via Del Oro, San Jose, CA 95119 Main office · ATM
Commonwealth Central Credit Union
- Corporate Office 5890 Silver Creek Valley Rd, San Jose, CA 95138 Main office
- Cambrian 3075 Union Ave, San Jose, CA 95124 ATM
- Silver Creek 5890 Silver Creek Valley Rd, San Jose, CA 95138 ATM
First Technology Federal Credit Union
- San Jose Corporate 2890 Zanker Rd, San Jose, CA 95134 Main office
- San Jose Community Experience Center 181 E Tasman Dr Ste 10, San Jose, CA 95134 ATM
Patelco Credit Union
- SAN JOSE - EAST 1775 Story Rd Ste 110, San Jose, CA 95122 ATM
- SAN JOSE - ALMADEN 5185 Cherry Ave Ste 50, San Jose, CA 95118 ATM
Star One Credit Union
- Branch - Blossom Hill 1090 Blossom Hill Rd, San Jose, CA 95123 ATM
- Branch - Stevens Creek 3136 Stevens Creek Blvd, San Jose, CA 95117 ATM
F3 Credit Union
- Main Office 1040 Leigh Ave, San Jose, CA 95126 Main office
- North San Jose Branch 1750 Lundy Ave, San Jose, CA 95101
The Golden 1 Credit Union
- San Jose 2 Pierce Ave Ste B, San Jose, CA 95110 ATM
Self-Help Federal Credit Union
- San Jose 1080 S White Rd, San Jose, CA 95127 ATM
Operating Engineers Local Union #3 Federal Credit Union
- San Jose Branch 2102 Almaden Rd Ste 112, San Jose, CA 95125
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in California
- San Diego 26
- Los Angeles 36
- Sacramento 12
- Bakersfield 10
- Fresno 13
- San Francisco 15
- Long Beach 14
- Pasadena 14
- Burbank 14
- Torrance 13
- Chula Vista 8
- Anaheim 9
- Redwood City 8
- Riverside 7
- Oakland 10
- Santa Rosa 6
Every California city · All California credit unions
Questions people ask
How many credit unions are in San Jose, CA?
NCUA's branch file for Q2 2026 lists 42 credit union offices in San Jose, run by 16 credit unions, 9 of them headquartered in the city.
Which credit union has the most branches in San Jose?
Mirastar Federal Credit Union, with 5 offices in San Jose. The largest credit union with an office here is First Technology Federal Credit Union, with $27.9 billion in assets.
Can I join a credit union in San Jose?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.