California · NCUA branch file, Q2 2026

Credit unions in Oakland, CA

10 credit unions have 13 offices in Oakland, California, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Patelco Credit Union has the most here (2); the largest by assets is The Golden 1 Credit Union at $22.2 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Patelco Credit Union2$9.8B10.49%6.04%Dublin, CA
Self-Help Federal Credit Union2$2.4B25.18%6.75%Durham, NC
Utility District Credit Union2$34.2M9.34%4.32%Oakland, CA
The Golden 1 Credit Union1$22.2B9.91%5.84%Sacramento, CA
CommunityAmerica Federal Credit Union1$9.0B9.94%2.84%Lenexa, KS
Provident Credit Union1$3.6B10.86%5.62%Redwood City, CA
1st United Credit Union1$1.3B12.16%5.24%Pleasanton, CA
I.l.w.u. Federal Credit Union1$608M9.94%5.99%Long Beach, CA
Sea West Coast Guard Federal Credit Union1$378M20.17%3.99%Oakland, CA
F3 Credit Union1$237M18.47%5.49%San Jose, CA

Rates are what each credit union reported to NCUA for new auto loans, not offers. All California credit union loan rates.

Addresses, phone numbers and hours

Patelco Credit Union

  • OAKLAND 360 22Nd St, Oakland, CA 94612 510-817-5000 · Weekdays 10am - 5pm Saturdays Closed ATM
  • OAKLAND - CITY CENTER 1200 Clay St Ste 130, Oakland, CA 94612 510-302-2820 · Weekdays 10am - 5pm Saturdays Closed ATM

Self-Help Federal Credit Union

  • Oakland 1432 7Th St, Oakland, CA 94607 510-267-0450 · 9am - 5pm ATM
  • Oakland HQ 1970 Broadway Ste 350, Oakland, CA 94612 510-379-5540 · M-F 9:00-5:00 Pacific

Utility District Credit Union

  • Utility District Credit Union 375 11Th St Ste 203, Oakland, CA 94607 510-287-0467 · 8:00 am - 4:00 pm Main office
  • BRANCH OFFICE 2130 Adeline St, Oakland, CA 94607 510-287-0539 · 8:00-4:00 PM

The Golden 1 Credit Union

  • Uptown Oakland 2251 Broadway, Oakland, CA 94612 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00 ATM

CommunityAmerica Federal Credit Union

  • Oakland - Civic 140 Frank H Ogawa Plz, Oakland, CA 94612 877-254-9328 · Monday- Friday 9 am to 5 pm Saturday Closed

Provident Credit Union

  • Branch Office 4937 Telegraph Ave Ste D, Oakland, CA 94609 800-632-4600 · M-Th 9-5; F 9-6; S 9-2 ATM

1st United Credit Union

  • Oakland - Rockridge Branch 6300 College Ave Ste 110, Oakland, CA 94618 800-649-0193 · M-F 9:00am-5:00pm Saturday 9:00am-1:00pm ATM

I.l.w.u. Federal Credit Union

  • Oakland Branch 95 Linden St Ste 12, Oakland, CA 94607 866-445-9828 · 9:00 a.m. to 5:00 p.m. Monday thru Friday

Sea West Coast Guard Federal Credit Union

  • Oakland Main Office 8750 Mountain Blvd, Oakland, CA 94605 510-568-4100 · 8:30am - 4:30pm Main office

F3 Credit Union

  • Oakland Branch 480 Roland Way Ste 102, Oakland, CA 94621 510-568-7150 · M-F 9-5

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in California

Every California city · All California credit unions

Questions people ask

How many credit unions are in Oakland, CA?

NCUA's branch file for Q2 2026 lists 13 credit union offices in Oakland, run by 10 credit unions, 2 of them headquartered in the city.

Which credit union has the most branches in Oakland?

Patelco Credit Union, with 2 offices in Oakland. The largest credit union with an office here is The Golden 1 Credit Union, with $22.2 billion in assets.

Can I join a credit union in Oakland?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.