Charter 66343 · Redwood City, CA
Provident Credit Union
Provident Credit Union is a state-chartered credit union in Redwood City, California, with $3.59 billion in assets and 134,059 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.86%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.59 billion
- +0.5% in a year
- Members
- 134,059
- -0.5% in a year
- Net worth ratio
- 10.86%
- Peer median 10.79%
- Loans 60+ days late
- 0.07%
- Peer median 0.67%
- Loans outstanding
- $2.85 billion
- +5.8% in a year
- Shares and deposits
- $3.14 billion
- +0.0% in a year
- Branches
- 21
- 327 employees
- Opened
- 1950
- California charter
How Provident Credit Union compares
NCUA groups credit unions by size; Provident Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.86% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.07%, is lower than the group median of 0.67%. Loans grew 5.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 22 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.59 billion | 134,059 | $2.85 billion | 10.86% | 0.07% |
| Q1 2026 | $3.63 billion | 135,247 | $2.80 billion | 10.59% | 0.08% |
| Q4 2025 | $3.62 billion | 135,870 | $2.77 billion | 10.46% | 0.12% |
| Q3 2025 | $3.62 billion | 135,577 | $2.75 billion | 10.34% | 0.13% |
| Q2 2025 | $3.57 billion | 134,675 | $2.70 billion | 10.32% | 0.09% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 22 sites for Provident Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office (main office)
303 Twin Dolphin Dr, Redwood City, CA 94065 - Provident CU Belmont Branch
1050 El Camino Real Ste C, Belmont, CA 94002 - Branch Office
2171 Junipero Serra Blvd Ste 150, Daly City, CA 94014 - Branch Office
2475 Iron Point Rd Ste 110, Folsom, CA 95630 - Branch Office
22302 Foothill Blvd, Hayward, CA 94541 - Branch Office
15425 Los Gatos Blvd, Los Gatos, CA 95032 - Branch Office
209 Broadway, Millbrae, CA 94030 - Branch Office
210 Redwood Shores Pkwy, Redwood City, CA 94065 - Branch Office
701 Sacramento St, San Francisco, CA 94108 - Branch Office
450 Golden Gate Ave Ste 2-0558, San Francisco, CA 94102 - Branch Office
1705 E Capitol Expy Ste 20, San Jose, CA 95121 - Branch Office
2727 S El Camino Real Ste B, San Mateo, CA 94403 - Branch Office
11030 Bollinger Canyon Rd Ste 190, San Ramon, CA 94582 - Branch Office
742 Bancroft Rd, Walnut Creek, CA 94598 - Location of Records
303 Twin Dolphin Dr, Redwood City, CA 94065 - Branch Office
1757 Technology Dr Ste 10, San Jose, CA 95110 - Branch Office
398 W El Camino Real Ste 112, Sunnyvale, CA 94087 - Provident CU Alameda Branch
2250 S Shore Ctr Ste C, Alameda, CA 94501 - Branch Office
2680 Dublin Blvd, Dublin, CA 94568 - Branch Office
39080 Argonaut Way, Fremont, CA 94538 - Branch Office
5801 Cottle Rd Ste 20, San Jose, CA 95123 - Branch Office
4937 Telegraph Ave Ste D, Oakland, CA 94609
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology